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315 Manitou St N, Northfield, MN, 55057

5beds
5baths
4,286sqft
$699,900
$163price/sqft
$5,396/moest. monthly cost
$215,840/yrincome needed

About This Home

This elegant Northfield home—meticulously maintained and thoughtfully updated for over a century—offers spacious, timeless living across multiple levels. The main floor welcomes you with rich hardwood floors, high ceilings, a cozy fireplace, and a bright sunroom/office with french doors and built in book shelving off the living room. A large formal dining room creates a memorable gathering space. The kitchen features, abundant cabinetry, a four-stool breakfast bar, double wall oven, gas cooktop, and a generous informal dining area. A sun-drenched family room with built-in bookshelves opens to a screened porch—an ideal spot for warm summer evenings. A large back entry provides convenient space for shoes, boots, and coats. Choose one of two staircases to reach the second level, which includes four bedrooms, two baths, and a convenient loft. The finished third-level attic serves as a private owner’s or guest suite retreat with laundry, a stunning three-quarter bath, and a charming enclosed porch—perfect for morning coffee. The finished basement offers flexible living space—ideal for a home office, media room, playroom, or additional family area. Outside, the property impresses with a lush, planted 297-foot backyard, a white picket-fenced garden area, and a patio for outdoor dining. The two-car garage includes an attached garden shed with double doors and a separate breaker box for two electric charging outlets. Located on Northfield’s west side just blocks from St. Olaf College, this stately home combines historic charm with modern comforts. Recent updates include a 2021 boiler/gas hot water heater, 2019 dual central air units with humidifiers, 2023 roof replacement. For added comfort and convenience - there are multiple heating and cooling zones. Discover this exceptional property—a truly rare gem!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
Northfield Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Humidifier,Gas Water Heater,Refrigerator,Tankless Water Heater,Wall Oven,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Storage Space,Sump Pump

Bedroom

  • Level: Upper
  • Area: 199.82
  • Dimensions: 20.6 X 9.7

Bedroom2

  • Level: Upper
  • Area: 159.08
  • Dimensions: 16.4 X 9.7

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom5

  • Level: Third
  • Area: 390.6
  • Dimensions: 21.7 X 18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Den

  • Level: Lower
  • Area: 193.2
  • Dimensions: 21 X 9.2

Dining Room

  • Level: Main
  • Area: 172.2
  • Dimensions: 12.3 X 14

Family Room

  • Level: Main
  • Area: 170
  • Dimensions: 17 X 10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 570
  • Finished area above ground: 3,716

Flex Room

  • Level: Main
  • Area: 156.24
  • Dimensions: 21.7 X 7.2

Heating & Cooling

  • Heating features: Baseboard,Boiler,Fireplace(s),Hot Water,Radiator,Zoned
  • Cooling features: Central Air,Zoned

Informal Dining Room

  • Level: Main
  • Area: 127
  • Dimensions: 12.7 X 10

Interior Area

  • Total structure area: 5,575
  • Total interior livable area: 4,286 sqft

Kitchen

  • Level: Main
  • Area: 158.75
  • Dimensions: 12.7 X 12.5

Living Room

  • Level: Main
  • Area: 229.9
  • Dimensions: 19 X 12.10

Loft

  • Level: Third
  • Area: 91
  • Dimensions: 9.10 X 10

Loft

  • Level: Second
  • Area: 111.93
  • Dimensions: 12.3 X 9.10

Media Room

  • Level: Lower
  • Area: 106.2
  • Dimensions: 11.8 X 9

Office

  • Level: Main
  • Area: 112.5
  • Dimensions: 12.5 X 9

Other

  • Level: Lower
  • Area: 178.2
  • Dimensions: 22 X 8.10

Patio

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Porch

  • Level: Third
  • Area: 56.32
  • Dimensions: 8.8 X 6.4

Screened Porch

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2236301007
  • Zoning description: Residential-Single Family
  • Foundation area: 1859

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Covered,Patio,Porch,Rear Porch,Screened
  • Fencing: Wood

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 66 x 297

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Electric,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$467$5,604
Property Taxes $1,029$12,348
Electricity $361$4,337
Total$5,396$64,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,005/yr
40% on housing$161,880/yr
45% on housing$143,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 55057$214
Rice County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 55057$184
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$699,900
2026-06-03Listed for sale$750,000
1998-02-25Sold$161,000

For Sale by Agent

AgentLynda A Streefland
BrokerageEdina Realty, Inc.

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