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412 Plum St N, Northfield, MN, 55057

3beds
2baths
1,920sqft
$325,000
$169price/sqft
$2,426/moest. monthly cost
$97,040/yrincome needed

About This Home

The backyard is the part people will remember. Mature trees, 0.38 acres, and a new 2026 deck looking out over all of it. Inside, this 1958 Northfield walkout rambler offers 1,920 finished square feet, original hardwood floors, and natural woodwork throughout. The kitchen has granite counters, a tile backsplash, and a window over the sink. Two bedrooms and a full bath sit on the main level, including the primary with a walk-in closet. The third bedroom is downstairs beside a three quarter bath, in a lower level finished top to bottom, mechanical room included. The 24x11 family room opens to a ground level patio. Storage runs throughout. Concrete driveway, attached two car garage, near Greenvale Park Elementary.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
Northfield Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Main
  • Area: 264
  • Dimensions: 24x11

Features

  • Finished area below ground: 960
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Living Room

  • Level: Main
  • Area: 231
  • Dimensions: 21x11

Patio

  • Level: Lower
  • Area: 204
  • Dimensions: 17x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2236425010
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.38 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 101 x 165

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$217$2,604
Property Taxes $396$4,752
Electricity $170$2,050
Total$2,426$29,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,177/yr
40% on housing$72,780/yr
45% on housing$64,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 55057$214
Rice County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 55057$184
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$325,000
2026-07-24Listed for sale$325,000
2019-07-10Sold$235,185
2019-05-31Pending sale$229,900
2019-05-28Listed for sale$229,900
2011-01-14Sold$107,000
1999-05-24Sold$99,300

For Sale by Agent

AgentPatrick Sullivan
BrokerageRE/MAX Advantage Plus

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