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917 Division St S, Northfield, MN, 55057

5beds
3baths
6,069sqft
$585,900
$97price/sqft
$4,622/moest. monthly cost
$184,880/yrincome needed

About This Home

Looking for a Mother in-law apartment or wanting extra income? Seller has recently finishe off LL kitchen with custom cabinets, SS Apps and quartz countertops, making this area a perfect rental opportunity 1 bed, 1 ba separate entrance. 1880 Historic Northfield Home- Fully updated with Historic Charm. Beautifully remodeled home blending classic character with modern conveniences. Perfect for a single family living or potential multi-family options. Seller has recently finished off LL kitchen for potential mother in-law apartment or extra rental opportunities. This property marries 1880s charm with todays comforts: updated kitchen & Baths, electrical, plumbing, sanded hardwood floors, roof, siding , insulation, functional spaces for living & working, multiple sleeping areas and abundant entertaining spaces both inside & out. With prime access to local colleges and a strong potential for varied occupancy, makes it a standout opportunity in Nrfld. Attic and area above garage have blown insulation and are finished, but DO NOT currently have htg or cooling, adding to both areas could unlock full usibility. Close to Carleton & St Olaf, ideal for families, investors, or anyone seeking flexible living arrangements. Key features of this home are extensive. Please inquire or ask your agent to provide. Information deemed reliable. Agent & buyer to verify measurements.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
8/10
Northfield Middle SchoolGrades 6-81.0 mi
9/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Hall,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drainage System,Other,Owner Access,Partially Finished,Single Tenant Access,Storage Space

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16 x 14

Bedroom2

  • Level: Upper
  • Area: 135
  • Dimensions: 13.5 x 10

Bedroom3

  • Level: Upper
  • Area: 208
  • Dimensions: 16 x 13

Bedroom4

  • Level: Lower
  • Area: 108
  • Dimensions: 12 x 9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Lower
  • Area: 143
  • Dimensions: 13x 11

Deck

  • Level: Upper
  • Area: 400
  • Dimensions: 20 x 20

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Features

  • Finished area below ground: 1,173
  • Finished area above ground: 3,537

Foyer

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,069
  • Total interior livable area: 6,069 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Kitchen2Nd

  • Level: Upper
  • Area: 156
  • Dimensions: 13 x 12

Laundry

  • Level: Main
  • Area: 66
  • Dimensions: 11 x 6

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15 x 13

Office

  • Level: Upper
  • Area: 135
  • Dimensions: 15 x 9

Other

  • Level: Lower
  • Area: 238
  • Dimensions: 17 x 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2206250073
  • Zoning description: Residential-Multi-Family,Residential-Single Family
  • Foundation area: 1541

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Patio,Side Porch
  • Fencing: Full,Other

Lot

  • Lot size: 0.29 Acres
  • Features: Near Public Transit,Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 77 x 165

Parking

  • Total spaces: 5
  • Parking features: Attached,Electric,Garage,Garage Door Opener,Insulated Garage,Multiple Garages,Paved Lot,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,962$35,544
Home Insurance *$391$4,692
Property Taxes $758$9,096
Electricity $511$6,142
Total$4,622$55,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,468/yr
40% on housing$138,660/yr
45% on housing$123,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 55057$215
Rice County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 55057$184
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$624,900
2025-08-28Listed for sale$665,000
2025-07-14Listing removed$674,900
2025-04-25Price change$674,900
2024-11-29Price change$699,900
2024-11-12Listed for sale$724,900
2024-10-23Listing removed$724,900
2024-10-19Listed for sale$724,900

For Sale by Agent

AgentChris North
BrokeragePrandium Group Real Estate

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