626 Grove St, Central City, IA, 52214
About This Home
Here's the needle in the haystack you've been searching for. This one is not a drive by. You really need to step inside this spacious updated home to appreciate all it has to offer with it's attached two car garage PLUS a 40x60 newer outbuilding with 3 tall overhead doors, an area for an office or mancave. There is a loft area that could be finished off for kids to play or great storage space. It is also plumbed for radiant in floor heat. Oh yes, back to the home! The kitchen has been newly remodeled and has a large walk in pantry. The sunken living room is filled with sunlight and features Brazilian hardwood flooring. The huge dining area is open to the living room.The spacious primary suite easily supports a king bed with plenty of room for additional furniture pieces. There is a jetted tub and it is wired for sound. Speakers are in place. There is a small flex room next to the primary suite. All bathrooms have had updates. The main floor laundry is actually a room with cabinets shelving and a utility sink. Sellers have replaced all the flooring in the home and most are hard surface. The lower level boasts a semi-soundproofed theater room, rec room, large bedroom, bathroom and has a partially finished room that would make a great mud room/hobby room. There is also a screened in porch and open deck. This home is perfect for entertaining or hosting family gatherings. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary,See Remarks,Jetted Tub,Vaulted Ceiling(s),Wired for Sound
- Finished area below ground: 1,295
- Finished area above ground: 2,184
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,479 sqft
Other
- Level: First
Property
Details
- Parcel number: 070310500500000
Features
- Stories: 1
- Patio & porch: Deck,Patio
- Has spa: Yes
Lot
- Lot size: 0.40 Acres
- Lot size dimensions: 17,280
Parking
- Total spaces: 4
- Parking features: Attached,Detached,Four or more Spaces,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Cold Wave
- Drought
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $371 | $4,452 |
| Electricity | $259 | $3,114 |
| Total | $2,802 | $33,624 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $419,900 |
| 2026-02-25 | Price change | $439,900 |
| 2026-01-31 | Listed for sale | $450,000 |
| 2011-05-20 | Sold | $152,500 |
| 2011-03-18 | Price change | $144,900 |
| 2011-02-15 | Price change | $155,000 |
| 2011-01-15 | Listed for sale | $160,000 |
| 2005-01-05 | Sold | $159,500 |
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