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389 Parker Ave, Benton Harbor, MI, 49022

2beds
1baths
684sqft
$94,900
$139price/sqft
$831/moest. monthly cost
$33,240/yrincome needed

About This Home

Price Improvement! - This cute house is ready for a New owner! Want to walk to the beautiful St. Joseph River?- then this is your house! Want to be less than 1.3 from miles Pier 1000, Benton Harbor Boat Launce, Bread +Bar, Babes, Elks Lodge or the Art's District then Parker Ave. is where you want to be! This adorable Cape Cod house is move-in ready with all the upgrades to make your life relaxing and peaceful. Why pay for Dock fees, storage or a rental when you can just move in and start having fun. This double lot has such a private feel and large shed is perfect for any projects or storage you need - There is even has a green house!! Where can you get all this for Under $100,000? The yard is completely fenced with double entry, perfect for large items. Come see this house with beautiful double deck for entertaining & even a basement for more storage! A great Rental or Investment property! This is a Must see Home- do not wait! Summer is here- put in your offer today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Fair Plain Middle SchoolGrades 6-81.1 mi
2/10
Benton Harbor High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 56.24
  • Dimensions: 7.60 x 7.40

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Flooring: Laminate,Tile
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 684
  • Total interior livable area: 684 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 111812400189010

Features

  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$84$1,008
Property Taxes $80$960
Electricity $188$2,259
Total$831$9,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,491/yr
40% on housing$24,930/yr
45% on housing$22,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$163
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$89,900
2026-07-23Price change$94,900
2026-07-01Listed for sale$99,999
2026-06-22Contingent$99,999
2026-06-12Listed for sale$99,999
2026-04-29Listing removed$88,000
2025-12-17Price change$88,000
2025-12-04Listed for sale$95,000
2018-06-25Sold$22,000
2018-06-07Listed for sale$25,000

For Sale by Agent

AgentJulie A Moneta
BrokerageCore Real Estate, Inc.

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