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610 State St, Natchez, MS, 39120

4beds
4baths
2,800sqft
$425,000
$152price/sqft
$3,098/moest. monthly cost
$123,920/yrincome needed

About This Home

Charming home, meticulously cared for with attached income producing apartment. (apartment to come furnished/appliances) 3-5 Bedrooms, primary down or up w/ensuite bathroom. Situated in a friendly, desirable neighborhood, walkable to downtown, off-street parking. Move in ready. This is a must see home!!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1900

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles
  • Construction materials: Clapboard,Wood Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level,Upper Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Features

  • Bookcases,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Primary Downstairs,Storage,Soaking Tub
  • Window features: Blinds,Shutters
  • Flooring: Hardwood,Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 000300050003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch,Rear Porch
  • Exterior features: Balcony,Garden
  • Fencing: Privacy
  • Has view: Yes

Lot

  • Lot size: 3,049 sqft
  • Features: Landscaped,Level,Rectangular Lot,Views
  • Lot size dimensions: 40' x 80'

Parking

  • Total spaces: 2
  • Parking features: Driveway,No Garage,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$509$6,108
Property Taxes $180$2,160
Electricity $260$3,124
Total$3,098$37,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,217/yr
40% on housing$92,940/yr
45% on housing$82,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$114
Adams County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$425,000
2026-03-13Listed for sale$445,000
2022-11-28Sold--
2022-09-19Price change$249,000
2022-07-13Price change$275,000
2022-06-09Listed for sale$315,000
2022-05-11Listing removed$365,000
2022-04-12Price change$365,000
2021-11-20Listed for sale$379,000

For Sale by Agent

AgentJason Dauphin
BrokerageeXp Realty

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