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57 N Shore Dr, South Haven, MI, 49090

5beds
4baths
2,976sqft
$1,598,000
$537price/sqft
$10,436/moest. monthly cost
$417,440/yrincome needed

About This Home

Not all coastal beach homes are created equal.This one lives like a private coastal resort in the heart of the North Beach neighborhood. Perfectly positioned in a rare 'double-water' corridor--between Lake Michigan and the Harbor's edge. This sun-drenched three-level home is just under 3000 sq ft. With 5 bedrooms, 4 baths, 3 spacious living and family areas, open kitchen and dining spaces. The layout is a sophisticated blend of open-concept entertaining and quiet retreats, including an office area and two cozy fireplaces. Watch the harbor come to life from your front balcony or retreat to the rear deck and lower-level patio for sunset serenity. Beyond the beauty lies an investment opportunity: STR permitted, self-managed, and hosting up to 11 guests with a rental history. This is where lifestyle meets opportunity. **57 North Shore Dr is offered as a separate parcel. No rights in adjacent 53 North Shore Dr or its pool/amenities are included unless separately granted and recorded.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-31.0 mi
5/10
Baseline Middle SchoolGrades 6-81.5 mi
4/10
South Haven High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Lower Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Center Island,Eat-in Kitchen
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,976 sqft

Property

Details

  • Parcel number: 805380100160

Features

  • Stories: 3
  • Exterior features: Balcony,Other
  • Fencing: Vinyl
  • Waterfront features: Lake,River
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 2,178 sqft
  • Features: Sidewalk,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 69' x 33'

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,080$96,960
Home Insurance *$701$8,412
Property Taxes $1,331$15,972
Electricity $324$3,895
Total$10,436$125,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,805/yr
40% on housing$313,080/yr
45% on housing$278,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$294
Allegan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$1,598,000
2025-10-10Sold$345,000
2025-09-26Listed for sale$2,400,000
2018-07-11Sold$229,000
2018-06-23Pending sale$249,900
2018-05-19Listed for sale$249,900

For Sale by Agent

AgentMary Macyauski
BrokerageEXP Realty

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