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13700 81st Ave, Dyer, IN, 46311

4beds
5baths
6,223sqft
$1,058,000
$170price/sqft
$7,605/moest. monthly cost
$304,200/yrincome needed

About This Home

Set on 3.23 acres in Dyer, this fully reimagined 4 bed, 5 bath estate has been completely gutted and rebuilt with exceptional attention to detail, offering a rare blend of luxury, functionality, and privacy. The open-concept kitchen is designed for both everyday living and entertaining, featuring new stone countertops, a coffee bar, and a full suite of oversized stainless steel appliances. The kitchen flows seamlessly into the right wing of an impressive 1,728 sq ft great room, creating a true centerpiece of the home while the sunroom provides a bright, relaxing extension of the living area. Flooring throughout includes a refined mix of luxury vinyl, hardwood, and tile, with bathrooms finished with glass enclosures and modern, spa-like touches. Refurbished Andersen windows, along with new window installations, allow for abundant natural light throughout the home. Designed for comfort and efficiency, the home features a geothermal HVAC system with a redundant backup system, along with a 4-ton commercial-grade unit dedicated to the great room. Additional interior features include a sauna with a bathroom, a bonus room with two built-in mini refrigerators, and an internal vacuum system located in the garage. The exterior has been just as thoughtfully improved as the interior, featuring full-property tree trimming, newly installed grass/sod where needed, and a freshly resurfaced driveway. The property offers scenic pond views, mature mulberry and pear trees, a BBQ pit, an original well to be converted into a planter, and a brand new septic system. Additional highlights include a 1,536 sq ft pole barn, additional parking, and a newly poured concrete 2-car garage with new doors and updated lighting. Motion-sensor lighting surrounds the entire exterior for added convenience and security. Ideally located with easy access to major highways, this property offers both privacy and accessibility. Don't miss your opportunity to make it yours!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
5/10
Kahler Middle SchoolGrades 5-81.5 mi
9/10
Lake Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1895

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Water Softener Owned,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Other,Microwave,Gas Water Heater,Freezer,Dishwasher,Disposal,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Other,Storage Space,Sump Pump,Partially Finished

Bedroom3

  • Area: 270
  • Dimensions: 15.0 x 18.0

Bedroom4

  • Area: 165
  • Dimensions: 11.0 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 3

Bonus Room

  • Area: 494
  • Dimensions: 26.0 x 19.0

Dining Room

  • Area: 276
  • Dimensions: 12.0 x 23.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Stone Counters,Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,High Ceilings,Eat-in Kitchen,Double Vanity,Crown Molding
  • Window features: Aluminum Frames,Insulated Windows,Display Window(s),Bay Window(s)
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Wood Burning,Other,Living Room,Great Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 5,455

Great Room

  • Area: 1728
  • Dimensions: 54.0 x 32.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 6,223
  • Total interior livable area: 6,223 sqft

Kitchen

  • Area: 374
  • Dimensions: 22.0 x 17.0

Laundry

  • Area: 48
  • Dimensions: 6.0 x 8.0

Living Room

  • Area: 286
  • Dimensions: 22.0 x 13.0

Primary Bedroom

  • Area: 270
  • Dimensions: 15.0 x 18.0

Primary Bedroom

  • Area: 512
  • Dimensions: 16.0 x 32.0

Sauna

  • Area: 28
  • Dimensions: 7.0 x 4.0

Sunroom

  • Area: 286
  • Dimensions: 22.0 x 13.0

Utility Room

  • Area: 180
  • Dimensions: 20.0 x 9.0

Workshop

  • Area: 1134
  • Dimensions: 42.0 x 27.0

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 451119181005000032
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Screened,Rear Porch,Porch,Patio,Front Porch,Enclosed,Deck
  • Exterior features: Storage,Rain Gutters,Private Yard,Lighting,Fire Pit
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods,Rural,Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 3.23 Acres
  • Features: Back Yard,Rectangular Lot,Private,Near Public Transit,Paved,Landscaped,Front Yard,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved,Oversized,Gravel,Driveway,Additional Parking,Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,349$64,188
Home Insurance *$452$5,424
Property Taxes $1,234$14,808
Electricity $570$6,845
Total$7,605$91,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,742/yr
40% on housing$228,150/yr
45% on housing$202,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 46311$186
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46311$158
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$1,195,000
2025-06-20Sold$378,000

For Sale by Agent

AgentStefano Belmonte, Better Homes and Gardens Real, Riley Portone, Better Homes and Gardens Real
BrokerageBetter Homes and Gardens Real

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