See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12701 126th Ave Lot 242, Largo, FL, 33774

3beds
1baths
912sqft
$41,999
$46price/sqft
$450/moest. monthly cost
$18,000/yrincome needed

About This Home

Welcome to Lot 242 in Indian Rocks Estates, a resident owned family friendly all age community in the heart of Largo, Florida. This well maintained home offers approximately 912 square feet of living space with a 12 x 56 main home and an additional 20 x 12 Florida room, creating exceptional flexibility for families, guests, home office use, or additional living space. This 2 bedroom 1 bathroom home features a spacious 20 x 12 Florida room currently utilized as a third bedroom and equipped with its own mini split air conditioning system for year round comfort. This bonus space can easily serve as a guest suite, family room, media room, office, hobby room, workout room, or additional sleeping area. Inside you'll find luxury vinyl plank flooring, updated lighting, modern finishes, and a functional floor plan designed for comfortable Florida living. The kitchen features white shaker style cabinetry, subway tile backsplash, laminate countertops, double stainless steel sink, electric range, refrigerator, additional upper storage cabinets, and an open layout overlooking the main living area. The bathroom has been updated with a granite vanity top, modern sink and faucet, decorative framed mirror, tile tub and shower surround with mosaic accent detail, upgraded fixtures, and durable flooring. Additional features include multiple wall mounted air conditioning units throughout the home, a screened porch perfect for enjoying Florida's beautiful weather, and a dedicated worship, reading, meditation, or quiet retreat area located along the side of the home. The unique contemporary design, dark accent rooms, and modern finishes create a distinctive look rarely found in this price range. Outside you'll appreciate the private driveway, mature landscaping, low maintenance exterior, and inviting outdoor living spaces. The home offers excellent curb appeal and a welcoming atmosphere within one of Largo's most conveniently located communities. Lot rent is only $575 per month and includes water, sewer, trash, and lawn care, making this an affordable opportunity to enjoy the Florida lifestyle. Indian Rocks Estates Community Features Resident owned cooperative community Family friendly all age community welcoming residents of all ages Playground Pet friendly with community approval Paved streets Professional management Convenient access to Indian Rocks Beach, shopping, restaurants, hospitals, parks, and the Florida Botanical Gardens All measurements are approximate and should be independently verified by buyer. All serious buyers must provide a $1,000 deposit by cash, cashier's check, or wire transfer and complete the community approval process. Applicants must pass a criminal background check with no felony convictions, maintain a minimum 600 credit score, provide verifiable income, submit three months of bank statements, provide 12 months of rental or housing verification, and complete all required community application documents. In certain situations management may consider prepaid lot rent on a case by case basis for applicants with limited credit history, recent relocation, or special circumstances subject to final community approval. Schedule your private showing today and discover the value, flexibility, affordability, and convenient Florida lifestyle offered by Lot 242 in Indian Rocks Estates

Getting Around

33
WalkingCar-Dependent
26
TransitSome Transit
65
BikeBikeable

Schools

3/10
Fuguitt Elementary SchoolGrades PK-51.2 mi
5/10
Osceola Middle SchoolGrades 6-82.7 mi
4/10
Seminole High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Metal
  • Construction materials: Brick Siding,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Electric,Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 083015429000002420
  • On leased land: Yes
  • Lease amount: 575

Features

  • Patio & porch: Patio,Covered Porch,Enclosed Porch
  • Has view: Yes
  • View description: Street

Lot

  • Features: Near Bus

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$16$192
Property Taxes $25$300
Electricity $197$2,366
Total$450$5,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,428/yr
40% on housing$13,500/yr
45% on housing$12,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$289
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$41,999
2006-12-01Sold$27,500

For Sale by Agent

AgentJames Snyder
BrokerageIRIMAX FINANCIAL LLC

Similar Homes