425 Blue Water Pointe Dr, Jasper, AL, 35504
About This Home
This Smith Lake Beauty in gated Blue Water Pointe is more than just a 6BR/5.5BA lakehome; it's a lifestyle. Whether for a permanent residence or a vacation getaway with ample room for family & friends, this one offers it all. Step outside on wan expansive deck to enjoy dining/lounging or sit atop the 2 story dock on 300+' shoreline w/ safe private swim area. The beautifully landscaped yard is ideal for gatherings, gardening or simply relaxing on one of the multiple patio or deck locations. Don't miss the opportunity to own this beautiful waterfront property--schedule your private showing today! Property owner is a licensed Alabama real estate broker. 425 BWP Upgrades Replaced 2 HVAC systems, 2025 New Whole House dehumidifier, 2025 New Home Owner Warranty, 2025 New Deck at lake, 2025 New 2 story Double Slip Dock, new Shock ID, 2021 New exterior paint, 2022 Leaf Guard Gutter system, 2022 New Privacy Fence, 2023 New Greenhouse, 2021 New irrigation tank, electronics, 2024 New Cafe fridge, DW, 2022
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure,Excellent
- Year built: 2006
Materials
- Roof: Composition
- Construction materials: Brick,Frame,Brick Veneer,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Electric Oven,Gas Oven,Electric Range,Range Hood,Refrigerator,Electric Water Heater,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5.5
Features
- Flooring: Tile,Wood
- Fireplace features: Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 5,000
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 620207360001039018
- Zoning: No Zoning
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio,Deck,Patio,Porch,Screened
- Exterior features: Rain Gutters,Sprinkler,Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Swim Platform,Waterfront Features: Shoreline(YR/Deep Shoreline)
- Frontage length: Waterfront Footage(307')
Lot
- Lot size: 1.70 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,837 | $94,044 |
| Home Insurance * | $1,609 | $19,308 |
| Property Taxes | $3,228 | $38,736 |
| Electricity | $559 | $6,713 |
| Total | $13,233 | $158,796 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $1,595,000 |
| 2025-06-02 | Listing removed | $1,490,000 |
| 2025-02-12 | Listed for sale | $1,490,000 |
| 2024-09-17 | Listing removed | $1,550,000 |
| 2024-07-14 | Price change | $1,575,000 |
| 2024-05-21 | Price change | $1,590,000 |
| 2024-05-06 | Price change | $1,649,000 |
| 2024-03-07 | Listed for sale | $1,699,000 |
| 2019-10-02 | Listing removed | $789,000 |
| 2019-08-19 | Price change | $789,000 |
| 2019-04-25 | Pending sale | $799,000 |
| 2019-04-25 | Listed for sale | $799,000 |
| 2019-03-01 | Listing removed | $789,000 |
| 2018-08-02 | Listed for sale | $789,000 |
| 2018-07-01 | Listing removed | $789,000 |
| 2018-06-25 | Price change | $789,000 |
| 2010-10-21 | Price change | $799,000 |
| 2010-04-15 | Price change | $825,000 |
| 2009-10-02 | Price change | $824,900 |
| 2009-04-21 | Price change | $859,000 |
| 2009-03-14 | Price change | $899,000 |
| 2009-03-09 | Listed for sale | $909,000 |
| 2009-01-31 | Listing removed | $929,000 |
| 2009-01-22 | Listed for sale | $929,000 |
For Sale by Agent
View on Zillow