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1032 Windward Ln, Suffolk, VA, 23435

6beds
3baths
3,338sqft
$599,900
$180price/sqft
$4,108/moest. monthly cost
$164,320/yrincome needed

About This Home

Welcome to this spacious all-brick two-story home offering approximately 3,400 square feet of comfortable living space. Featuring 6 bedrooms and 3 full baths, this home is great for growing families, multi-generational living, or those who love to entertain. The open floor plan includes a formal living room, formal dining room, and a fabulous family room with a cozy fireplace that flows into the eat-in kitchen with a breakfast bar. Hardwood floors add warmth and character throughout much of the home. A first-floor guest bedroom provides flexibility for visitors, a home office, or in-law accommodations. Step outside to a large rear deck overlooking the spacious yard, wonderful for outdoor gatherings and relaxing evenings. Complete with a 2-car attached garage and situated on a large lot just minutes from Route 17.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bar,Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,338 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 12N59
  • Zoning: RESIDENT

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$219$2,628
Property Taxes $535$6,420
Electricity $321$3,858
Total$4,108$49,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,845/yr
40% on housing$123,240/yr
45% on housing$109,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentL. Ellen Drames
BrokerageBHHS RW Towne Realty

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