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1032 Snead Dr, Suffolk, VA, 23434

4beds
3baths
2,794sqft
$450,000
$161price/sqft
$3,165/moest. monthly cost
$126,600/yrincome needed

About This Home

Welcome Home! Walk into a beautifully maintained 4-bedroom, 2.5-bath home in Suffolk offering the perfect blend of space, comfort, and modern style. The bright open-concept floor plan is filled with natural light, creating the ideal space for relaxing, entertaining, or enjoying year-round views of the backyard. The spacious kitchen is the heart of the home, a large center island, and seamless flow into the inviting family room with a cozy gas fireplace. Upstairs, you'll find four generously sized bedrooms, convenient second-floor laundry, and an impressive primary suite featuring a cathedral ceiling, large walk-in closet, double vanity, soaking tub, and separate shower. Step outside to your private, fully fenced backyard with mature trees providing shade and privacy for pets play, gardening, or outdoor gatherings. Conveniently located near shopping, dining, hospitals, military bases, and interstate access.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
4/10
4/10
King's Fork High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemp,Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,794 sqft

Property

Details

  • Parcel number: 26FFC70

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Privacy,Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 8,712 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,2 Space,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$217$2,604
Property Taxes $404$4,848
Electricity $269$3,229
Total$3,165$37,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,514/yr
40% on housing$94,950/yr
45% on housing$84,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$156
Suffolk City$179

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMelissa Boyce
BrokerageEXP Realty LLC

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