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4000 Harvest Reach Ln, Suffolk, VA, 23434

5beds
4baths
4,286sqft
$789,999
$184price/sqft
$5,497/moest. monthly cost
$219,880/yrincome needed

About This Home

Impressive home offers 4,285 SF designed with 5 bedrooms, flexible 5th bedroom/entertainment room & 3.5 bathrooms. 1st & 2nd floor full primary en-suites ensuring luxury & convenience. Spacious & bathed in natural light, meticulous updates include elegant LVP flooring & pristine white porcelain tiles. Expansive kitchen is equipped with granite countertops, SS appliances, & seamlessly opens into inviting family room; 2 fireplaces are located in the family room & 1st floor primary en-suite. Additional spaces include Butler's pantry, formal dining room, office/flex room & bright sunroom. The home features 2-car attached garage & 1-car detached garage catering to storage & parking needs. Fenced backyard retreat is a true oasis w/ lush landscaping offering privacy, beauty & perfectly designed for entertaining. This stunning home combines style, comfort, and versatility. Property also has assumable loan @ 2.25% that can be assumed by Veterans and Non-Veterans.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
2/10
King's Fork High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Dryer,Microwave,Electric Range,Gas Water Heater
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Dual Entry Bath (Br & Hall),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
  • Flooring: Carpet,Laminate/LVP,Other
  • Number of fireplaces: 2
  • Fireplace features: Fireplace Gas-natural,Primary Bedroom
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 4,286 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 34J22
  • Other equipment: Satellite Dish

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Inground Sprinkler,Irrigation Control
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Other,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.46 Acres
  • Features: Corner

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Multi Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$382$4,584
Property Taxes $709$8,508
Electricity $412$4,953
Total$5,497$65,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,468/yr
40% on housing$164,910/yr
45% on housing$146,586/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$156
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentGayle Upchurch
BrokerageBHHS RW Towne Realty

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