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9501 N River Rd, Suffolk, VA, 23435

5beds
5baths
3,759sqft
$979,900
$261price/sqft
$6,554/moest. monthly cost
$262,160/yrincome needed

About This Home

This pristine home sits on a spacious corner lot and is packed with high-end upgrades. The main floor features a full mother-in-law suite, a dedicated office, and elegant wood flooring throughout most of the home. At its heart is a chef’s kitchen with double islands, black granite, and premium stainless appliances (including a gas cooktop and wall oven). The family room, complete with a 60-inch TV and custom built-ins, flows into a cozy sunroom, screened porch, and a private, hedge-lined patio. Dual staircases lead upstairs to a media room (equipment included) and three additional bedrooms, each with its own bath. The primary retreat is a true getaway, offering a sitting area, an oversized shower, a 7-foot jetted tub, and dual closets. Rounding out the property is a 4-car garage (attached and detached), Well and sprinkler sys.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 12x14

Bedroom

  • Level: Second
  • Dimensions: 12x11

Bedroom

  • Level: Second
  • Dimensions: 15x16

Bedroom

  • Level: First
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12x14

Family Room

  • Level: First
  • Dimensions: 15x21

Features

  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,759 sqft

Kitchen

  • Level: First
  • Dimensions: 13x11

Living Room

  • Level: First
  • Dimensions: 12x14

Primary Bedroom

  • Level: Second
  • Dimensions: 41x39

Property

Details

  • Parcel number: 6ERFEE1

Features

  • Stories: 2
  • Pool features: Above Ground
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: 192

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 192 x 221 x 121 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,954$59,448
Home Insurance *$358$4,296
Property Taxes $880$10,560
Electricity $362$4,344
Total$6,554$78,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,708/yr
40% on housing$196,620/yr
45% on housing$174,773/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$207
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRalph Harvey
BrokerageListWithFreedom.com Inc

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