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215 McKinley Ave, Des Moines, IA, 50315

2beds
1baths
576sqft
$139,900
$243price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Welcome to this ranch home featuring high ceilings in the living room and kitchen, creating a spacious feel. The 2-bedroom, 1-bathroom layout enhances utility and coziness. Fresh interior paint offers a clean, move-in ready appearance. The kitchen has modern appliances and connects to the living space. Main floor laundry and a mudroom near the entry enhance daily convenience. The large front deck extends outdoor entertaining and relaxation. A fenced backyard provides privacy and security. Mature shade trees offer natural cooling and established landscaping appeal. An 18 x 24 detached garage provides ample room for vehicle, tools, and storage. A new sewer line ensures reliable plumbing infrastructure. The property sits near Blank Park Zoo and offers quick access to Fleur Drive for convenient commuting. Schedule a showing to view this updated well-maintained ranch. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath.com. Attach certificate to offer up to 3% closing cost assistance. Check HomePath.com for details. Restrictions apply.

Getting Around

43
WalkingCar-Dependent
31
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

4/10
3/10
Brody Middle SchoolGrades 6-82.0 mi
2/10
Lincoln High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 12003240000000
  • Zoning: R
  • Special condition: Real Estate Owned

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 8,102 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 59 x 137

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$99$1,188
Property Taxes $200$2,400
Electricity $121$1,452
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$122
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-15Listing removed--
2021-09-02Sold$118,000
2021-07-20Pending sale$118,000
2021-07-02Listed for sale$118,000
2018-03-30Sold$82,500
2018-02-14Pending sale$85,000
2018-01-02Listed for sale$85,000
2010-09-29Sold$28,000
2010-08-28Listed for sale$35,000
2003-01-03Sold$60,000

Unknown Listed By

AgentDiana Pastor
BrokerageCountry Estates Realty

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