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19172 Hoover St NW, Elk River, MN, 55330

3beds
2baths
1,448sqft
$254,900
$176price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

Welcome to this town home in a convenient Elk River location close to shopping, dining, parks, commuter routes and conveniently located just minutes from Twin Lakes Elementary. Offering 3 bedrooms, 2 bathrooms, and approximately 1,448 finished square feet, this home features a bright, open-concept main level, with new carpet in 2024, designed for comfortable everyday living. The spacious kitchen offers ample cabinetry, stainless steel appliances, breakfast bar seating, and flows seamlessly into the dining area and inviting living room with a cozy gas fireplace. Step outside to the private balcony, perfect for morning coffee or evening relaxation. Upstairs, you'll find two generous bedrooms, including a spacious primary suite with a walk-in closet and walk-through bath. A main-level bedroom and bath provide flexibility for guests, or a home office. The attached 2-car garage and lower-level laundry add everyday convenience. Enjoy association-maintained living in a desirable community. Hurry and schedule your showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
Salk Middle SchoolGrades 6-82.4 mi
8/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 258
  • Finished area above ground: 1,190

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,448
  • Total interior livable area: 1,448 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 75007790326
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 676

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 871.20 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway - Other Surface,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$136$1,632
Property Taxes $251$3,012
Electricity $170$2,050
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$180
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$249,900
2026-07-29Price change$254,900
2026-07-15Price change$259,900
2026-07-06Listed for sale$270,000
2024-07-31Sold$242,500
2024-07-27Pending sale$245,000
2024-06-13Listed for sale$245,000
2015-04-21Sold$133,000
2015-02-20Listed for sale$134,900
2010-11-15Sold$89,000
2007-05-31Sold$159,990

For Sale by Agent

AgentSteven DeGreeff
BrokerageKeller Williams Integrity NW

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