1431 23rd St SE, Saint Cloud, MN, 56304
About This Home
Tucked away on a quiet cul-de-sac, this stunning 6-bedroom, 4-bath rambler offers the perfect blend of space, comfort, and privacy on a generous half-acre lot. Step inside to discover fresh updates throughout, including new appliances, brand-new flooring that gives the home a clean, modern feel. Designed for both everyday living and entertaining, the spacious layout features a walkout basement and a beautifully finished stained concrete patio—ideal for hosting or relaxing while taking in the serene surroundings. The private backyard provides peaceful, scenic views with plenty of room to enjoy the outdoors. With a desirable 3-car garage and ample living space for families of all sizes, this home checks all the boxes. Don’t miss your opportunity to make this exceptional property yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 132.411
- Dimensions: 13.11x10.10
Bedroom2
- Level: Main
- Area: 225
- Dimensions: 15x15
Bedroom3
- Level: Main
- Area: 139.12
- Dimensions: 9.4x14.8
Bedroom4
- Level: Lower
- Area: 145.77
- Dimensions: 12.9x11.3
Bedroom5
- Level: Lower
- Area: 141.9
- Dimensions: 12.9x11
Bedroom6
- Level: Lower
- Area: 260.3
- Dimensions: 19x13.7
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 103.4
- Dimensions: 11x9.4
Family Room
- Level: Lower
- Area: 442
- Dimensions: 17x26
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,490
- Finished area above ground: 1,673
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,303
- Total interior livable area: 3,303 sqft
Kitchen
- Level: Main
- Area: 128.78
- Dimensions: 13.7x9.4
Living Room
- Level: Main
- Area: 221.39
- Dimensions: 13.10x16.9
Property
Accessibility
- Accessibility features: Soaking Tub
Details
- Parcel number: 85004510220
- Zoning description: Residential-Single Family
- Foundation area: 1630
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch,Patio
Lot
- Lot size: 0.53 Acres
- Lot size dimensions: 63 x 195 x 185 x 50
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Lightning
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $364 | $4,368 |
| Property Taxes | $526 | $6,312 |
| Electricity | $278 | $3,342 |
| Total | $3,620 | $43,440 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Pending sale | $500,000 |
| 2026-04-22 | Listed for sale | $500,000 |
| 2013-02-01 | Sold | $265,000 |
| 2012-12-01 | Listed for sale | $250,500 |
| 2012-11-13 | Sold | $167,000 |
| 2012-07-25 | Sold | $275,000 |
| 2006-11-03 | Sold | $405,111 |
| 2006-07-07 | Sold | $86,000 |
| 2005-05-03 | Sold | $71,000 |
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