10611 Front Beach Rd Unit 303, Panama City Beach, FL, 32407
About This Home
Amazing Gulf views with unobstructed sunrises and sunsets from the oversized balcony of this COMPLETELY UPDATED and well maintained 3rd floor 4 bedroom/4 bath condo in Ocean Ritz! With $104k in rentals for 2023 and $88k in 2024, this unit has proven historical income that you can depend on from day one! This unit features TWO Gulf Front Master bedrooms, both leading out to the huge 500 sq ft covered balcony! Modern coastal finishes throughout make this unit truly turnkey. Nothing went untouched! The unit also has a deeded/assigned garage parking space. Ocean Ritz is a low density building just minutes from Pier Park and a short drive to Scenic 30a, this unit would make a great second home or rental property that the family can enjoy while generating strong income to offset expenses! Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
- Dimensions: 37 x 15
Features
- Door features: Storm Door(s)
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,637
- Total interior livable area: 1,637 sqft
Kitchen
- Level: First
- Dimensions: 10 x 8
Master Bedroom
- Level: First
- Dimensions: 16 x 11
Master Bedroom
- Level: First
- Dimensions: 16 x 11
Property
Details
- Parcel number: 40000250003
- Attached to another structure: Yes
Features
- Pool features: Community
- Patio & porch: Covered,Patio
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
- Waterfront features: Gulf
Lot
- Lot size: 0.59 Acres
- Lot size dimensions: 187 x 137
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $342 | $4,104 |
| Property Taxes | $1,075 | $12,900 |
| Electricity | $197 | $2,366 |
| Total | $6,412 | $76,944 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $949,000 |
| 2026-02-26 | Price change | $979,000 |
| 2025-11-04 | Listed for sale | $999,000 |
| 2022-03-15 | Sold | $790,000 |
| 2022-01-21 | Pending sale | $839,000 |
| 2022-01-19 | Listed for sale | $839,000 |
| 2018-01-05 | Sold | $444,000 |
| 2017-12-09 | Pending sale | $449,000 |
| 2017-10-31 | Listed for sale | $449,000 |
| 2013-07-23 | Sold | $329,000 |
| 2013-05-15 | Sold | $251,100 |
| 2010-03-07 | Listing removed | $470,000 |
| 2009-12-09 | Listed for sale | $470,000 |
| 2009-11-01 | Listing removed | $470,000 |
| 2009-05-16 | Listed for sale | $470,000 |
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