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11800 Front Beach Rd Unit 2-201, Panama City Beach, FL, 32407

3beds
3baths
1,458sqft
$520,000
$357price/sqft
$3,554/moest. monthly cost
$142,160/yrincome needed

About This Home

Bright and spacious 3 bed 3 bath corner condo plus bunk beds with sweeping ocean and beach views. This stunning residence features an open-concept layout filled with natural light. The modern kitchen boasts high-end appliances, sleek countertops, and generous storage--perfect for entertaining or relaxed coastal living. Each bedroom offers privacy and comfort, with the primary suite showcasing a private balcony access. Enjoy resort-style amenities, secure parking, and a prime location just steps from the sand, local dining, and boutique shops. This is beachfront living at its finest--a rare opportunity to own a stylish, turn-key home with unbeatable views.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-82.2 mi
4/10
J.R. Arnold High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker
  • Laundry features: Stacked

Bedroom

  • Level: First
  • Dimensions: 13 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Smart Thermostat
  • Door features: Insulated Doors
  • Window features: Storm Window(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 10

Living Room

  • Level: First
  • Dimensions: 13 x 13

Master Bedroom

  • Level: First
  • Dimensions: 15 x 10

Property

Details

  • Parcel number: 40000700196
  • Attached to another structure: Yes
  • Special condition: Listed As-Is

Features

  • Pool features: Community
  • Patio & porch: Balcony,Covered,Patio
  • Has view: Yes
  • View description: Gulf,Intercoastal
  • Has water view: Yes
  • Water view: Gulf,Intercoastal
  • Waterfront features: Shoreline - Sand

Lot

  • Features: Sprinkler System
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Paved,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$187$2,244
Property Taxes $541$6,492
Electricity $197$2,366
Total$3,554$42,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,851/yr
40% on housing$106,620/yr
45% on housing$94,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$272
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$520,000
2025-11-25Listing removed$530,000
2025-07-02Price change$530,000
2025-05-24Listed for sale$550,000
2024-07-23Listing removed--
2024-03-05Listed for sale$625,900
2022-03-04Sold$525,000
2020-08-27Sold$340,000
2020-08-13Pending sale$365,000
2020-04-25Listed for sale$365,000
2020-03-01Listing removed$365,000
2019-11-29Price change$365,000
2018-07-16Price change$375,000
2018-05-25Price change$348,000
2018-04-08Price change$349,900
2018-03-19Listed for sale$357,500
2017-09-21Listing removed$339,000
2017-07-14Listed for sale$339,000
2007-08-01Sold$648,000

For Sale by Agent

AgentTeam Don and Bubba
BrokerageEXP Realty LLC

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