1304 Lighthouse Rd, Panama City Beach, FL, 32407
About This Home
Seller is willing to contribute toward a 1% INTEREST RATE BUY-DOWN, offering buyers the opportunity for a REDUCED monthly payment! Welcome to Nautilus Cove, a gated condominium community located approximately one mile from the Gulf of Mexico in Panama City Beach. This well-maintained and updated condo features a functional floor plan and is suitable for a primary residence, second home, or investment property. Recent updates include a NEW HVAC system (May 2025) with AC unit and condenser. The kitchen was FULLY renovated in 2026 with new cabinets and countertops, along with an updated sink, NEW microwave (2025), and NEW range (2026). Additional improvements include a dishwasher (2023) and refrigerator (2021). Interior upgrades feature NEW vinyl flooring (November 2025) and all three full bathrooms updated with modern vanities and finishes. Nautilus Cove amenities include a community pool, clubhouse, fitness center, barbecue area, playground, and pet-friendly green spaces. The gated community also features sidewalks throughout and security cameras. The HOA covers water, sewer, garbage, landscaping, pest control, and access to all community amenities. Conveniently located approximately two miles from Pier Park, with close proximity to shopping, dining, and entertainment, including Topgolf Panama City Beach, Dolly Parton's Pirate Voyage Dinner & Show, and Camp Helen State Park. Move-in ready condo offering updated features, community amenities, and a desirable location near the beach.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Composition,Membrane,Shingle
- Construction materials: HardiPlank Type,Stone
Type & Style
- Home type: Condo
- Architectural style: Low Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater,Wine Cooler
Bedroom
- Level: First
- Dimensions: 11 x 10
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Level: First
- Dimensions: 16 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 9 x 8
Features
- Entrance Foyer
Foyer
- Level: First
- Dimensions: 8 x 4
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Level: First
- Dimensions: 9 x 7
Laundry
- Level: First
- Dimensions: 7 x 4
Living Room
- Level: First
- Dimensions: 14 x 14
Master Bathroom
- Level: First
- Dimensions: 8 x 5
Master Bedroom
- Level: First
- Dimensions: 16 x 11
Other
- Level: First
- Dimensions: 8 x 8
Other
- Level: First
- Dimensions: 8 x 5
Property
Details
- Parcel number: 40000100149
Features
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Lot size dimensions: 0*0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $352 | $4,224 |
| Electricity | $197 | $2,366 |
| Total | $2,065 | $24,780 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $289,940 |
| 2026-04-26 | Price change | $289,950 |
| 2026-04-07 | Price change | $289,960 |
| 2026-04-03 | Price change | $289,970 |
| 2026-03-26 | Price change | $289,980 |
| 2026-03-12 | Price change | $289,990 |
| 2026-03-06 | Listed for sale | $290,000 |
| 2019-10-04 | Sold | $156,000 |
| 2019-06-27 | Listed for sale | $157,252 |
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