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1302 Highway 98 APT 1G, Mexico Beach, FL, 32456

3beds
2baths
1,552sqft
$470,000
$303price/sqft
$3,673/moest. monthly cost
$146,920/yrincome needed

About This Home

There's a moment, right before sunrise, when Mexico Beach feels like it belongs only to you. The water is still, the sky is soft, and the world hasn't quite woken up yet. From the corner balcony of Unit 1G, you get a front-row seat to that moment every single day -- nothing blocking your view, nothing competing for your attention. Just the Gulf, the sky, and the quiet promise of another perfect morning. This isn't just another condo by the beach. It's the kind of place people remember. Unit 1G sits in one of the most desirable positions in the building -- a true corner unit aligned with the city's beach access, giving you a protected view of the shoreline that won't be swallowed by future growth. Step inside and the calm continues. The seller has already taken care of all known assessments for this unit, so you're stepping into a clean slate from day one -- and they're motivated to make the right deal with the right buyer. A short walk down the hall leads to the pool and hot tub, ready for slow afternoons and sunset dips. And The Club itself sits directly across from the sand -- close enough to hear the waves, far enough to feel private. HOA dues cover the essentials: building insurance, water, sewer, garbage, cable, and exterior upkeep, keeping life simple so you can focus on the good stuff. What's certain is this: Unit 1G offers something rare -- protected views, thoughtful upgrades, and a location that keeps the charm of Mexico Beach right at your doorstep. If you've been waiting for a place that feels like a getaway but lives like home, this is the one that stands out.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Tyndall Elementary SchoolGrades PK-815.7 mi
2/10
Rutherford High SchoolGrades 6-1220.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range
  • Laundry features: Stacked

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14 x 10

Features

  • Handicap Access
  • Window features: Storm Window(s),Tinted Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,552
  • Total interior livable area: 1,552 sqft

Kitchen

  • Level: First
  • Dimensions: 20 x 8

Living Room

  • Level: First
  • Dimensions: 22 x 14

Master Bedroom

  • Level: First
  • Dimensions: 19 x 11

Property

Accessibility

  • Accessibility features: Adaptable For Elevator,Accessible Bedroom,Common Area,Accessible Central Living Area,Accessible Doors,Accessible Entrance

Details

  • Parcel number: 04172150019
  • Attached to another structure: Yes
  • Zoning description: Resid Multi-Family
  • Special condition: Listed As-Is

Features

  • Pool features: Gunite,In Ground,Salt Water,Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Natural

Lot

  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$209$2,508
Property Taxes $891$10,692
Electricity $197$2,366
Total$3,673$44,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,931/yr
40% on housing$110,190/yr
45% on housing$97,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$470,000
2026-01-02Listing removed$490,000
2025-09-26Price change$490,000
2025-06-05Listed for sale$525,000
2013-11-08Sold$190,000
2013-10-10Pending sale$195,000
2013-08-24Listed for sale$195,000
2013-01-02Listing removed$174,900
2012-04-08Listed for sale$174,900
2012-01-21Listing removed$174,900
2011-06-20Listed for sale$174,900

For Sale by Agent

AgentFrankie G Silver
BrokerageCorcoran Reverie

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