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117 Trout Ave, Inverness, FL, 34450

3beds
2baths
1,368sqft
$250,000
$183price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Price Improvement: All reasonable offers will be considered, motivated seller! Located near the highly coveted Inverness Downtown area, this home is zoned for both residential and professional office use. It is the perfect location for your personal use, office use, or use as a seasonal or long-term rental. This charming 1950's home has both a nostalgic and a trendy vibe. The home boasts a modernized kitchen, an open floor plan, and beautiful wood flooring. Feel confident because the entire home has had all the plumbing repiped in 2023, the reroof in 2016, and the AC is 2017. The house also has smart home security and a Nest AC thermostat. The spacious fenced backyard retreat will provide much enjoyment for entertaining and enjoying the Florida weather. Inverness was ranked #3 Best Small Town in the South by USA Today, so have fun exploring the Rails-to-Trails, Liberty Park, the chain of lakes, the Inverness depot, and many fine restaurants. Medical facilities and stores for shopping are close by.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Inverness Primary SchoolGrades PK-50.3 mi
4/10
Citrus High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Propane Appliances,Bar Fridge,Washer/Dryer Stacked,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Primary Suite,Shower Only,Solid Surface Counters,Separate Shower,Window Treatments
  • Window features: Blinds,Jalousie
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,368 sqft

Property

Details

  • Parcel number: 1760283
  • Zoning: RO
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway,Room For Pool
  • Fencing: Mixed

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Concrete,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$151$1,812
Property Taxes $203$2,436
Electricity $197$2,366
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$116
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$260,000
2026-03-04Price change$279,000
2025-06-06Price change$289,000
2025-04-08Price change$299,000
2025-03-31Price change$309,000
2025-02-25Listed for sale$328,000
2025-02-01Listing removed$338,000
2024-11-14Price change$338,000
2024-07-19Listed for sale$349,000
2024-04-01Listing removed--
2024-03-12Price change$359,000
2024-02-29Listed for sale$369,000
2023-08-15Listing removed--
2023-08-13Listed for sale$372,500
2023-07-29Listing removed--
2023-07-17Price change$372,500
2023-05-15Price change$375,000
2023-05-08Listed for sale$385,000
2021-03-24Listing removed--
2019-07-22Sold$130,000
2019-06-11Listed for sale$139,900
2019-02-18Sold$115,000
2016-11-30Sold$70,000
2016-09-09Listed for sale$89,000

For Sale by Agent

AgentWendy Everett
BrokerageThe Holloway Group

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