10611 Front Beach Rd Unit 1303, Panama City Beach, FL, 32407
About This Home
PRICE IMPROVEMENT!!!! Experience coastal living at its finest in this stunning 4 bedroom, 4 bath waterfront condo located in the heart of Panama City Beach. Awash with abundant natural light, this residence features luxury vinyl plank flooring, sleek finishes, and elegant crown molding throughout. The modern kitchen is beautifully appointed with stainless steel appliances, a stylish backsplash, and a convenient breakfast bar perfect for casual dining. Each bedroom is generously sized, offering comfort and privacy for family or guests. Step outside onto the private balcony overlooking the beach and sparkling ocean, where breathtaking sunsets and soothing coastal breezes become part of your everyday routine. Located within a low-density condo community, residents enjoy access to exceptional amenities including a sparkling pool, outdoor grills, a relaxing hot tub, and a fitness center, creating the perfect blend of leisure and luxury. Ideally situated just minutes from premier shopping, amusement parks, and dining, this condo offers unmatched convenience and the ultimate beachfront lifestyle. Whether you're seeking a serene getaway or an investment opportunity, this exceptional property is ready to impress. The property has been managed since day one with strong rental history. 2023 - $90k, 2024 - $103k and 2025 - $110k.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Foundation: Pillar/Post/Pier
- Roof: Built-Up
- Construction materials: Concrete
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Refrigerator
- Laundry features: Inside
Bedroom
- Level: First
- Area: 132
Bedroom1
- Level: First
- Area: 121
Bedroom2
- Level: First
- Area: 176
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,637
- Total interior livable area: 1,637 sqft
Kitchen
- Level: First
- Area: 63
Living Room
- Level: First
- Area: 294
Master Bedroom
- Level: First
- Area: 165
Property
Details
- Parcel number: 40000250033
- Zoning description: Res Multi
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf,Water
- Has water view: Yes
- Water view: Gulf, Water
- On waterfront: Yes
- Waterfront features: Gulf,Waterfront,Beach Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $1,713 | $20,556 |
| Electricity | $197 | $2,366 |
| Total | $8,140 | $97,680 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $1,150,000 |
| 2026-01-30 | Price change | $1,190,000 |
| 2025-12-12 | Listed for sale | $1,200,000 |
| 2006-12-29 | Sold | $599,900 |
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