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10200 W Waterlander Loop, Homosassa, FL, 34448

2beds
2baths
1,227sqft
$399,900
$326price/sqft
$2,648/moest. monthly cost
$105,920/yrincome needed

About This Home

Pre-Construction. To be built. PERMITS APPROVED! This beautiful stilt home located in the TradeWinds Homosassa Marina Resort community is 1 of only 6 buildable lots left to buy. Don't miss your opportunity to own this beautiful model right near the community boat ramp. This final phase completes this unique waterfront community that affords owners access to all the old Florida lifestyle charms including a quiet lifestyle, festivals & dining, water activities, prime fishing, and access to the Gulf of Mexico & the crystal clear Springs of Homosassa. The community provides its owners with a private boat launch, fishing piers, and community pool. Keep your boat tucked away safely underneath your villa when not in use. What's more, if you are not a full time resident you can rent your unit at your leisure and for any length you choose. This Mediterranean style home features 2 bedrooms, 2 bathrooms, luxury vinyl plank flooring in living areas, & open flow kitchen/dining/great room. Finishes include granite counter tops & back splash, tile roof, marble windowsills, & a full Kenmore appliance package. The home is energy efficient with high recovery water heater, energy saving air to air heat pump, adjustable air vents, double pane insulated windows, and HI-R insulation. This is a great opportunity to buy a new build that is up to current flood codes without having to retrofit a resale by elevating. There is a lot of space underneath for parking & storage. This community affords you all the opportunities from your own waterfront adventures to great income potential via high demand short term rentals and this part of old Homosassa is a golf cart community providing ease of access getting around and great fun for the family. For owners of villas there are several sizes of boat slips available for rent. You finally can have it all!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-128.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Tile
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean,Stilt
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,227 sqft

Property

Details

  • Parcel number: 3387623
  • Zoning: CL
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Gravel Driveway
  • Waterfront features: Canal Access,Gulf,Water Access
  • Frontage type: Canal,Waterfront

Lot

  • Lot size: 1,306 sqft
  • Features: Cleared,Cul-De-Sac,Flat

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Driveway,Gravel
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$220$2,640
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,648$31,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,788/yr
40% on housing$79,440/yr
45% on housing$70,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$166
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-04Listed for sale$399,900

New Construction

AgentLaWanda Watt
BrokerageCentury 21 J.W.Morton R.E.

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