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6434 Legacy CIR #401, Naples, FL, 34113

2beds
2baths
2,106sqft
$679,000
$322price/sqft
$4,896/moest. monthly cost
$195,840/yrincome needed

About This Home

Amazing lake and golf course view from this lovely first floor condominium in Lely Resort. This home features two bedrooms plus a den and dining room with additional smaller room that can be used as an office, bedroom or storage. The open floor plan allows for a spacious kitchen opening to large great room. Kitchen has upgraded quartz counters, popular white cabinets, built-in wine rack, stainless appliances, updated lighting and generous pantry. Elegant master bedroom with walk-in closet. Split floor plan allows for privacy and flexibility for guests. Nicely furnished guest room with highly renovated bath. Home is fitted with popular plantation shutters thoughout the house. Quality hardwood floors enhance living area. Laundry room with cabinets, sink and second refrigerator. Enjoy the lake and golf course view from the lanai with popular panoramic screens. Two car garage with built-in storage. Legacy has its own pool, spa and clubhouse for social gathering. Membership to The Players Club and Spa includes resort style tennis, pickle ball, bocce, fitness center, lap pool, water fall pool and family pool. Enjoy dining at at the tiki or elegant dining room. Club offers an extensive social calendar. Lely has two public golf coures and one private. Desirable beaches, dining and shopping. An amazing lifestyle just waiting for you!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Lely Elementary SchoolGrades PK-51.6 mi
7/10
Manatee Middle SchoolGrades 6-83.8 mi
5/10
Lely High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Icemaker,Self Cleaning Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living, Eat-in Kitchen

Features

  • Foyer,Pantry,Smoke Detectors,Window Coverings,Den - Study,Great Room,Laundry in Residence,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,106 sqft

Property

Details

  • Parcel number: 54690000262

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Has view: Yes
  • View description: Golf Course,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$506$6,072
Property Taxes $746$8,952
Electricity $211$2,543
Total$4,896$58,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,862/yr
40% on housing$146,880/yr
45% on housing$130,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 34113$375
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34113$428
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$679,000
2008-11-24Sold$355,000

For Sale by Agent

AgentSusan DeMaagd
BrokerageDowning Frye Realty Inc.

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