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603 Lally St, Des Moines, IA, 50315

3beds
3baths
1,136sqft
$289,900
$255price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

Beautifully remodeled home ready for a new family! Nice entry with room for drop zone. Walk into a bonus space that would be great for an office with lots of natural light. Full bath off bonus room. Large living room with recessed lighting and open to the kitchen. All white cabinets, granite countertops, SS Appliances, pantry closet and nice sized island with room for extra seating. Eating area that walks out to a new deck. Primary bedroom with en suite and walk in closet. Family bedroom with large closet. LVP flooring on main floor. Lower level is finished with a family room for entertaining. 3rd Family bedroom with walk in closet. Spacious ¾ bath. Laundry room including washer/dryer. Everything in this home is new. Flooring, lighting, bathrooms, kitchen, appliances, mechanicals, electric and plumbing. House and garage have new roof, new concrete double wide driveway, oversized 2 car garage insulated includes EV charger for your electric cars, new back deck. Extra side lot included. Partially Fenced yard. Great financing options by Home Services Lending. Convenient location close to shopping, grocery, airport and downtown. Call for a private showing today! Julia 515-669-5595

Getting Around

66
WalkingSomewhat Walkable
30
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
4/10
McCombs Middle SchoolGrades 6-80.9 mi
1/10
Lincoln High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Dining Area
  • Finished area below ground: 575

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Property

Details

  • Parcel number: 12003945000000
  • Zoning: Res

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 6,229 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$206$2,472
Property Taxes $379$4,548
Electricity $121$1,452
Total$2,171$26,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$120
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$289,900
2026-03-06Listed for sale$294,900
2023-09-28Sold$130,000
2023-08-31Pending sale$125,000
2023-08-30Listed for sale$125,000
2008-10-16Sold$98,300
2008-05-26Listing removed$104,900
2008-05-16Listed for sale$104,900
1994-10-12Sold$65,000

For Sale by Agent

AgentJULIA WATERMILLER
BrokerageIowa Realty Beaverdale

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