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725 Gulf Shore Dr Unit 101B, Destin, FL, 32541

3beds
3baths
2,038sqft
$860,000
$422price/sqft
$5,523/moest. monthly cost
$220,920/yrincome needed

About This Home

Come escape to the coveted gated community of Harbor Landing on Holiday Isle. Perfectly located in the heart of Destin, you're just a short stroll from the sugar-white sands, or hop on a water taxi to explore HarborWalk Village along the famous Destin Harbor, Crab Island, or some of the best waterfront dining on the Emerald Coast. Adventure, relaxation, and luxury all await at this spacious 3 bedroom, 3 bathroom condo with over 2,000sqft conveniently located on the second level of the building (the garage is on the first level). With an assigned covered parking spot one floor below, a private exterior storage closet, exclusive deeded beach access right across the street (between Oceania and Martinique), and two sparkling and heated pools (one for owners only!), two hot tubs, fitness center/community room, gas grills, and marina docks (with opportunities to lease slips) and walkways along the water, this condo checks every box for a refined coastal living investment opportunity. The interior of this fully furnished (currently sleeps up to 8 people) and rental ready condo features 8 foot doors, 10 foot ceilings, granite counter tops in the kitchen, tile in the wet areas and new luxury vinyl plank wood flooring throughout, two spacious and private wrap around balconies where you'll enjoy tranquil views of the harbor and a peek of gulf views. The expansive living room is open to the dining area and kitchen with fantastic views, and the split floor plan offers two oversized bedrooms - one of which is a second master suite with a king sized bed, private bathroom, and private balcony. The other guest bedroom features two full sized beds also with an en suite bathroom. The owner's suite is a spacious room with a gorgeous water view and direct access to the balcony, with a large walk in closet and an en suite bathroom featuring double vanities, a stand up shower, separate jacuzzi style tub, and private water closet. This community is truly in a league of its own! The harbor grants access to the intercoastal waterway and the emerald waters of the gulf of Mexico great for boating and fishing. On your oversized covered patio that covers the length of the condo you'll enjoy spectacular views of the harbor that includes Thursday night fireworks, world class local restaurants, fishing competitions, boat parades and wildlife! Welcome to Harbor Landing 101B.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-41.2 mi
8/10
Destin Middle SchoolGrades 5-83.7 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Crown Molding,Recessed Lighting,Owner's Closet,Pantry,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,038
  • Total interior livable area: 2,038 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Living Room

  • Level: First
  • Area: 390
  • Dimensions: 26 x 15

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 002S22192600000101

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf,Harbor
  • Has water view: Yes
  • Water view: Gulf,Harbor
  • On waterfront: Yes
  • Waterfront features: Canal Access,Harbor,Waterfront

Parking

  • Total spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$130$1,560
Property Taxes $840$10,080
Electricity $205$2,461
Total$5,523$66,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,360/yr
40% on housing$165,690/yr
45% on housing$147,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$860,000
2026-01-22Listed for sale$875,000
2022-01-31Sold$810,000
2021-12-16Pending sale$839,900
2021-09-21Listed for sale$839,900
2013-04-18Listing removed$459,000
2013-04-10Listed for sale$459,000
2013-04-08Sold$420,000
2012-11-29Listing removed$459,000
2012-11-14Listed for sale$459,000
2012-03-17Listing removed$529,000
2012-02-08Price change$529,000
2011-12-15Price change$539,000
2011-03-04Price change$579,000
2010-11-29Listed for sale$589,999
2007-01-05Sold$640,000

For Sale by Agent

AgentCallan A Edick
BrokerageKeller Williams Realty Destin

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