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10 Harbor Blvd Unit W1029, Destin, FL, 32541

3beds
3baths
1,566sqft
$839,000
$536price/sqft
$5,452/moest. monthly cost
$218,080/yrincome needed

About This Home

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-41.3 mi
8/10
Destin Middle SchoolGrades 5-85.2 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Concrete,Stucco,Steel Frame,Trim Aluminum

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Range Hood,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 208
  • Dimensions: 13 x 16

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Features

  • Breakfast Bar,Crown Molding,Vaulted Ceiling(s),Track Lighting,Pantry
  • Window features: Window Treatments
  • Flooring: Laminate,Carpet

Interior Area

  • Total structure area: 1,566
  • Total interior livable area: 1,566 sqft

Kitchen

  • Level: First
  • Area: 135
  • Dimensions: 15 x 9

Living Room

  • Level: First
  • Area: 357
  • Dimensions: 17 x 21

Property

Details

  • Parcel number: 002S221701000W1029

Features

  • Private pool: Yes
  • Pool features: Heated,In Ground,Pool - Enclosed
  • Patio & porch: Deck
  • Exterior features: Outdoor Grill,Balcony,Sauna/Steam
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Bay,Gulf,Gulf/Pass,Harbor
  • Has water view: Yes
  • Water view: Bay,Gulf,Gulf/Pass,Harbor
  • Waterfront features: Gulf/Pass,Harbor

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$127$1,524
Property Taxes $886$10,632
Electricity $197$2,366
Total$5,452$65,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,925/yr
40% on housing$163,560/yr
45% on housing$145,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$839,000
2025-11-20Listing removed$785,000
2025-08-15Listed for sale$785,000
2025-06-18Sold$819,000
2025-02-21Price change$795,000
2024-05-08Price change$850,000
2024-03-13Listed for sale$900,000
2024-01-26Sold$850,000
2023-12-07Pending sale$899,000
2023-02-27Price change$899,000
2022-08-09Price change$994,900
2022-05-22Listed for sale$1,011,000
2007-06-20Sold$1,025,700

For Sale by Agent

AgentDustin L Cornwell
BrokerageDream Destin Realty PLLC

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