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4528 Golf Villa Ct Unit 401, Destin, FL, 32541

3beds
3baths
2,195sqft
$619,000
$282price/sqft
$3,892/moest. monthly cost
$155,680/yrincome needed

About This Home

Welcome to one of the most desirable places in the world to live. Regatta bay offers one of the most wonderful lifestyles anywhere. PLEASE call for an appt. Family is living and working from home. Going west 98 turn right at Regatta Bay Blvd just before the Commons and the Bass Pro shop. Unit is priced aggressively for the value it represents. Lots of upgrades make this home a warm and inviting sanctuary, to live and work from. Come and be blessed by everything this lovely Villa has to offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Destin Middle SchoolGrades 5-80.9 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.8 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Roof: Slate
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Washer
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Bedroom

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Area: 396
  • Dimensions: 22 x 18

Features

  • Breakfast Bar,Tray Ceiling(s),Kitchen Island,Recessed Lighting
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 2,195 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 10 x 16

Master Bathroom

  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Master Bedroom

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 002S22083300000401

Features

  • Patio & porch: Enclosed

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$94$1,128
Property Taxes $448$5,376
Electricity $220$2,650
Total$3,892$46,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,440/yr
40% on housing$116,760/yr
45% on housing$103,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$619,999
2026-03-22Listed for sale$629,000
2026-02-20Pending sale$629,000
2025-11-03Price change$629,000
2025-10-12Listed for sale$639,000
2020-05-28Listing removed$435,000
2020-02-28Listed for sale$435,000
2019-07-20Listing removed$475,000
2019-06-05Price change$475,000
2019-01-10Listed for sale$500,000
2016-06-03Sold$360,000
2015-09-27Listing removed$398,000
2015-06-30Listed for sale$398,000

For Sale by Agent

AgentClarence R Patton
BrokerageCompass

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