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2156 WHITE SANDS Way, Fernandina Beach, FL, 32034

0beds
4baths
2,786sqft
$749,000
$269price/sqft
$5,650/moest. monthly cost
$226,000/yrincome needed

About This Home

MOTIVATED SELLERS! ALL REASONABLE OFFERS CONSIDERED! WELCOME TO CAPE SOUND, a community centrally located on Amelia Island. Walking distance to shopping, dining, beautiful beaches of Amelia Island and a short drive to Historic Downtown. Enjoy the community pool, walking paths and have a chat with neighbors at the Gazebo overlooking the pond. The ground floor offers you Kitchen, Dining, Living and half bath. Enjoy outdoor dining on the patio or a night cap on your front porch. Second level offers 2BR/2BA, sitting area, laundry and balconies off both bedrooms. Owners Suite includes a separate sitting area and is located on the 3rd level. Owners bath offers double vanities, walk in shower, garden tub and large walk in closet. Unit has an elevator to each floor and 2 car garage. This unit is perfect for your primary residence or second home. Come see all this community has to offer on beautiful Amelia Island. Furnishings available and can be purchased separately.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-121.4 mi
--

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit,Upper Level

Bedrooms & Bathrooms

  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Elevator,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,786 sqft

Property

Details

  • Parcel number: 000031117C05030000
  • Attached to another structure: Yes
  • Zoning description: Condominium

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 11.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Gated,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$484$5,808
Property Taxes $1,099$13,188
Electricity $280$3,364
Total$5,650$67,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,714/yr
40% on housing$169,500/yr
45% on housing$150,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$749,000
2025-11-26Listing removed$699,900
2025-11-15Price change$699,900
2025-10-24Price change$725,000
2025-10-07Listed for rent$3,900
2025-04-05Listed for sale$750,000
2021-08-25Sold$508,000
2021-01-27Listing removed--
2019-11-16Listing removed$2,700
2019-09-16Listed for rent$2,700
2018-09-20Listing removed$2,700
2018-09-05Listed for rent$2,700
2017-07-18Sold$345,000
2013-01-16Sold$262,500
2010-10-06Sold$259,900

For Sale by Agent

AgentHAZEL PREUSS
BrokerageIRON VALLEY REAL ESTATE NORTH FLORIDA

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