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83 Ernest Ave, Worcester, MA, 01604

2beds
2baths
1,152sqft
$499,900
$434price/sqft
$3,652/moest. monthly cost
$146,080/yrincome needed

About This Home

Welcome home to this one-owner raised ranch built in 2007 and ready for its next chapter. Featuring 2 spacious bedrooms, 2 baths, and a bright, open-concept floor plan, the main level offers comfortable one-level living with an easy, functional layout. Enjoy outdoor access from the kitchen to the back deck—perfect for relaxing, entertaining, or enjoying the surrounding outdoor space. Outside the level backyard offers plenty of room for outdoor activities, entertaining or gardening.The finished lower level expands the possibilities with a walk-out and 3 generously sized bonus rooms, offering flexible space with potential for multi-generational living, home office, recreation room or other uses depending upon your lifestyle. Conveniently located near the Mass Pike and Route 20 with easy access to UMass and surrounding amenities. Outdoor enthusiasts will appreciate nearby Lake Park and Lake Quinsigamond offering opportunities for boating, fishing, tennis, and other recreational activities.Looking for additional land? There may be an opportunity to purchase the abutting parcel. See MLS #73535465 for details.

Getting Around

70
WalkingSomewhat Walkable
31
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

7/10
Lake View SchoolGrades K-61.2 mi
4/10
1/10
North High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom3

  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Tile,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,242
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Kitchen Island, Recessed Lighting
  • Level: First

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Recessed Lighting, Slider
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet, Flooring - Wood, Slider
  • Level: First

Property

Details

  • Parcel number: M:38 B:005 L:00636,1796386
  • Zoning: RL-7

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Rain Gutters,Storage

Lot

  • Lot size: 7,000 sqft
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Off Street,Tandem,Stone/Gravel
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$225$2,700
Property Taxes $546$6,552
Electricity $354$4,259
Total$3,652$43,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,211/yr
40% on housing$109,560/yr
45% on housing$97,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$225
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$479,900
2026-06-12Listed for sale$499,900
2001-11-29Sold$60,000

For Sale by Agent

AgentGina Thamel
BrokerageCentury 21 XSELL REALTY

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