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10324 Mosca Ct NW, Albuquerque, NM, 87114

4beds
3baths
2,224sqft
$399,900
$180price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Paid off Solar Power Purchase Agreement!!! Welcome to this beautifully maintained 4-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac. Designed for both comfort and efficiency, this home features a paid-off solar power purchase agreement, helping provide long-term energy savings.Inside, you'll find updated carpet with premium thick padding, creating a comfortable and inviting feel throughout the living spaces. The functional floor plan offers ample room for everyday living, while the attached 2-car garage provides added convenience.Step outside to an expansive, low-maintenance backyard featuring attractive xeriscaping, durable artificial turf, and a large covered patio--perfect for entertaining, relaxing, or enjoying outdoor living year-round.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
57
BikeBikeable

Schools

8/10
5/10
Volcano Vista High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Synthetic Stucco

Other

  • Builder name: Pulte

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub,Ceiling Fan(s),Dual Sinks,Garden Tub/Roman Tub,Kitchen Island,Pantry,Soaking Tub,Separate Shower
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,224
  • Total interior livable area: 2,224 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 364

Primary Bedroom

  • Level: Upper
  • Area: 323

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100806539228311616
  • Zoning description: R-1A*
  • Special condition: Third Party Approval

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Smart Camera(s)/Recording
  • Fencing: Wall
  • Residential vegetation: Grassed

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Cul-De-Sac,Sprinklers In Rear,Landscaped,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$125$1,500
Property Taxes $283$3,396
Electricity $158$1,897
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 87114$190
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87114
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$388,500
2026-07-11Price change$399,900
2021-02-13Pending sale$276,000
2021-02-12Sold--
2021-01-12Pending sale$276,000
2021-01-06Price change$276,000
2020-12-15Listed for sale$282,000

For Sale by Agent

AgentMarissa D Baumann
BrokerageProperty Pros Realty, LLC

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