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2108 Hermosa Creek Dr SW, Albuquerque, NM, 87121

4beds
3baths
2,195sqft
$350,000
$159price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

Discover the charm of this delightful 4-bedroom home in El Rancho Grande! As you step inside, you'll be greeted by a bright and airy atmosphere thanks to the large windows, which also allow for a seamless connection to the outdoors. The fresh coat of paint and newer flooring provides an inviting ambiance throughout. A spacious flex room can be transformed to suit your needs, while the modern walk-in shower in one of the 3 bathrooms ensures you have a serene space to unwind. New appliances add to the convenience of the kitchen, and the darling cinder block-walled backyard is perfect for gatherings or relaxation. With no HOA and an AC system to keep you cool, come and take a look.

Getting Around

14
WalkingCar-Dependent
26
TransitSome Transit
50
BikeBikeable

Schools

7/10
4/10
Truman Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Permanent
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Synthetic Stucco

Other

  • Builder name: Centex

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Great Room,Garden Tub/Roman Tub,Pantry,Tub Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Ductless,Forced Air
  • Cooling features: Ductless,Refrigerated

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 2,195 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 364

Primary Bedroom

  • Level: Upper
  • Area: 272

Property

Details

  • Parcel number: 100805452550110748
  • Zoning description: R-1A*

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Fencing: Wall

Lot

  • Lot size: 4,791 sqft
  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Attached,Finished Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$118$1,416
Property Taxes $247$2,964
Electricity $156$1,872
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 87121$144
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87121
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$350,000
2015-02-03Listing removed$105,000
2015-02-02Sold--
2014-07-02Pending sale$105,000
2014-06-28Listed for sale$105,000
2013-04-18Listing removed$114,900
2013-04-12Price change$114,900
2013-04-05Listed for sale$120,000
2012-03-31Listing removed$140,000
2011-12-22Listed for sale$140,000
2011-10-15Listing removed$165,000
2010-09-15Price change$165,000
2010-07-16Listed for sale$174,500

For Sale by Agent

AgentCecilia Roque
BrokerageColdwell Banker Legacy

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