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4415 Hodgin Ln NW, Albuquerque, NM, 87120

3beds
2baths
2,120sqft
$475,000
$224price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

OFFERING UP TO $7,500 IN SELLER CREDIT TOWARDS CLOSING COSTS AND OR APPLIANCES. Welcome to this charming 3-bed, 2-bath Pueblo-style home in the gated Oxbow Community of NW Albuquerque. Enjoy bright living spaces with Sandia Mountain views and a custom Kiva-style gas fireplace for cozy evenings.This updated one-story gem features a newly finished roof (10-year transferable warranty), new hardwood floors, carpet, stucco, paint, and landscaping, all done this year. The finished garage offers built-in storage, and the master suite includes a garden tub, glass shower, and huge walk-in closet. Lovingly maintained by its original owner, this move-in-ready home combines Southwest charm, modern comfort, and a prime location near restaurants and shopping.

Getting Around

18
WalkingCar-Dependent
26
TransitSome Transit
57
BikeBikeable

Schools

3/10
John Adams Middle SchoolGrades 6-82.4 mi
4/10
West Mesa High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco,Rock

Other

  • Builder name: Charter Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Cooktop,Dryer,Disposal,Microwave,Range Hood,Washer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedroom2

  • Level: Main
  • Area: 113.12

Bedroom3

  • Level: Main
  • Area: 127.92

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 115

Features

  • Bathtub,Ceiling Fan(s),Dual Sinks,Entrance Foyer,Family/Dining Room,Great Room,Garden Tub/Roman Tub,High Ceilings,Jetted Tub,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Skylights,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Custom,Glass Doors,Gas Log,Kiva
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Kitchen

  • Level: Main
  • Area: 180.92

Living Room

  • Level: Main
  • Area: 376.97

Primary Bedroom

  • Level: Main
  • Area: 213.05

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101106128410740508
  • Zoning description: R-1B*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Privacy Wall,Private Yard
  • Fencing: Back Yard,Full,Wall
  • Has view: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Lawn,Landscaped,Planned Unit Development,Trees,Views,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Finished Garage,Garage,Oversized,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$121$1,452
Property Taxes $336$4,032
Electricity $150$1,808
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$495,000
2026-02-03Price change$499,000
2026-01-08Price change$504,000
2025-11-28Price change$509,950
2025-10-31Price change$515,000
2025-09-29Listed for sale$523,250

For Sale by Agent

AgentK2 Omni Group
BrokerageEXP Realty, LLC

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