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4505 Atherton Way NW, Albuquerque, NM, 87120

4beds
4baths
5,191sqft
$999,899
$193price/sqft
$6,254/moest. monthly cost
$250,160/yrincome needed

About This Home

Located in the prestigious gated community of Oxbow North, this custom home offers exceptional architectural character, soaring ceilings, open living spaces, and multiple gathering areas. The chef's kitchen features a Sub-Zero refrigerator, granite countertops, a large island with veggie sink, hidden refrigerator drawers, and rich custom cabinetry. The luxurious primary suite includes a two-way fireplace, sitting area, jetted tub, and separate shower. A huge loft and versatile flex room provide space for a fifth bedroom, office, or workout area. Enjoy stunning views from two large balconies, plus a beautifully landscaped backyard with 15+ fruit trees and an outdoor grilling area. With central forced air, radiant heat, and a secure cul-de-sac location close to schools, shopping, and dining.

Getting Around

24
WalkingCar-Dependent
25
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

3/10
John Adams Middle SchoolGrades 6-82.5 mi
4/10
West Mesa High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2006

Materials

  • Roof: Pitched,Tile
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,High Ceilings,High Speed Internet,Hot Tub/Spa,Intercom,Jetted Tub,Kitchen Island,Loft,Multiple Living Areas,Main Level Primary,Pantry,Sitting Area in Master,Smart Camera(s)/Recording,Separate Shower,Utility Room,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Radiant
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 5,191
  • Total interior livable area: 5,191 sqft

Kitchen

  • Level: Main
  • Area: 285

Living Room

  • Level: Main
  • Area: 266

Primary Bedroom

  • Level: Main
  • Area: 408

Property

Details

  • Parcel number: 101106140712240939
  • Zoning description: R-1D*
  • Other equipment: Intercom

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony,Courtyard,Outdoor Grill,Private Yard
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Wall

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$121$1,452
Property Taxes $708$8,496
Electricity $369$4,428
Total$6,254$75,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,422/yr
40% on housing$187,620/yr
45% on housing$166,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$970,000
2026-06-26Price change$999,899
2026-05-29Listed for sale$1,050,000
2026-04-27Listing removed$1,115,000
2026-01-31Price change$1,115,000
2026-01-18Price change$1,150,000
2025-11-20Listed for sale$1,165,000

New Construction

AgentGregory Merrill
BrokerageMerrill Realty Ltd.

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