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8581 Refuge Pointe Cir, North Charleston, SC, 29420

5beds
6baths
3,975sqft
$965,000
$243price/sqft
$6,337/moest. monthly cost
$253,480/yrincome needed

About This Home

The Refuge is a quiet, secluded, upscale neighborhood that is convenient to all points of interest and is serviced by excellent schools. This home defies an adequate description; there are so many superlatives. It is located on the banks of Coosaw Creek, a tributary of the Ashley River. Enjoy the scenic view and observe local wildlife from the amazing deck and screened porch on the 2nd level. Owners installed a deluxe elevator that serves all 3 levels.Main level features wide foyer, formal DR, spacious FR (gas FP), huge kitchen & dining area, laundry room,and an extraordinary primary BR suite that opens to the deck. Upper level has 3 large bedrooms each with private bath & WIC. Ground level has many uses: overnight guests, MIL suite, home office, etc. The home was constructed by a master craftsman, superb quality throughout. Floors are hardwood and ceramic tile. Chairrail in dining room. Primary bath has jacuzzi, dbl vanity, shower. 3 car garage includes great storage areas & utility sink. Covered porch is great for entertaining. Kitchen has new D/W. The community features a play area and a dock (coded gate).

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
River Oaks Middle SchoolGrades 6-80.2 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Architectural,Fiberglass
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Elevator,Kitchen Island,Walk-In Closet(s),Entrance Foyer,In-Law Floorplan
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Central,Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,975
  • Total interior livable area: 3,975 sqft

Property

Details

  • Parcel number: 1800305046000

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Covered,Front Porch,Screened
  • Exterior features: Elevator Shaft,Rain Gutters
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Stream,Waterfront

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Inland Flooding
Lightning
Cold Wave
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Dorchester County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$594$7,128
Property Taxes $482$5,784
Electricity $382$4,586
Total$6,337$76,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,268/yr
40% on housing$190,110/yr
45% on housing$168,986/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 29420$171
Dorchester County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 29420$191
Dorchester County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$965,000
2015-10-26Sold$525,000
2015-09-17Pending sale$529,000
2015-08-26Listed for sale$529,000
2015-07-06Sold$465,000
2015-06-03Listed for sale$510,000
2015-05-08Pending sale$510,000
2015-04-16Price change$510,000
2015-01-17Listed for sale$525,000
2008-10-03Sold$650,000

For Sale by Agent

AgentJohn Wilder
BrokerageAgentOwned Realty Co. Premier Group, Inc.

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