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35 Fay St Unit 609, Boston, MA, 02118

1beds
1baths
639sqft
$730,000
$1,142price/sqft
$4,832/moest. monthly cost
$193,280/yrincome needed

About This Home

This is Well maintained 1 bedroom Condominium at Gateway Terrace. This Condominium is Sun drenched with oversize windows with Boston View and common courtyard equipped w/lounge furnitures and gas grill. It has Wall of closets creating ample storage. Chefs Kitchen with Bosch, Fisher Paykel appliances and modern kitchen. Washer and dryer in the unit. This unit is on top floor with Elevator and well managed building. This unit also has access to Common Roof top garden. Ideally located for the TUFTS and BU Medical/Dental Students and professionals. East access to RT 93 and 90.

Getting Around

98
WalkingWalker's Paradise
97
TransitRider's Paradise
80
BikeVery Bikeable

Schools

8/10
3/10
Quincy Upper SchoolGrades 6-120.3 mi
3/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 639
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 639
  • Total interior livable area: 639 sqft

Property

Details

  • Parcel number: W:03 P:06396 S:194,4705870
  • Attached to another structure: Yes
  • Zoning: CD

Lot

  • Lot size: 639 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$89$1,068
Property Taxes $698$8,376
Electricity $354$4,259
Total$4,832$57,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,668/yr
40% on housing$144,960/yr
45% on housing$128,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,142This listing

vs Other Active Listings

Avg $/sqft

ZIP 02118$799
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02118$941
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$699,000
2026-06-11Listed for sale$730,000
2018-06-06Sold$578,000
2018-04-26Listed for sale$550,000
2018-04-26Pending sale$550,000
2018-04-17Listed for sale$550,000
2016-07-16Listing removed$2,850
2014-05-20Listing removed$2,600
2014-03-18Listed for rent$2,600
2013-06-21Listing removed$2,600
2013-06-18Listed for rent$2,600
2010-06-04Sold$357,000

For Sale by Agent

AgentRajit Shrestha
Brokerage360 Realty LLC

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