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73 Gray St #A, Billerica, MA, 01821

3beds
3baths
2,232sqft
$725,000
$325price/sqft
$4,960/moest. monthly cost
$198,400/yrincome needed

About This Home

Nestled on approximately five acres of conservation land, this townhouse-style condominium offers a rare combination of historic character, modern updates, and a private setting. Renovated in 2006 within a c.1843 home, this spacious residence features over 2,200 square feet of living space with 3 bedrooms and 2.5 bathrooms. The main level offers an open floor plan with hardwood flooring, 9-foot ceilings, a fireplace, and a kitchen with granite countertops and ample cabinet space. French doors lead to a private enclosed patio and fenced yard, providing a peaceful outdoor space for relaxing or entertaining. Upstairs, the primary suite includes a full bath and two walk-in closets, along with two additional bedrooms, a full guest bath, and second-floor laundry. Additional highlights include central air and generous storage. Conveniently located near shopping, dining, commuter routes, and local amenities, while offering the privacy of a unique conservation setting.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Marshall Middle SchoolGrades 5-71.9 mi
5/10
Billerica Memorial High SchoolGrades PK,8-122.4 mi
6/10
Hajjar Elementary SchoolGrades K-42.2 mi

Construction

Condition

  • Year built: 1843

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: Flooring - Vinyl,Second Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 272

Features

  • Flooring: Tile,Carpet,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,232
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Gas Stove
  • Level: First
  • Area: 198

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 576

Master Bedroom

  • Features: Bathroom - Full, Cathedral Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 594

Property

Details

  • Parcel number: 4624185
  • Zoning: 4

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Fenced Yard,Garden,Rain Gutters
  • Fencing: Fenced

Parking

  • Total spaces: 3
  • Parking features: Assigned,Guest,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$167$2,004
Property Taxes $688$8,256
Electricity $440$5,281
Total$4,960$59,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,057/yr
40% on housing$148,800/yr
45% on housing$132,266/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 01821$320
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01821$364
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$725,000
2017-07-28Sold$324,000
2014-07-15Sold$374,900
2014-03-27Listed for sale$374,900
2013-10-03Listing removed$379,900
2013-09-03Price change$379,900
2013-07-11Listed for sale$389,500
2006-06-15Sold$350,000

For Sale by Agent

AgentSamuel Harding
BrokerageKeller Williams Realty-Merrimack

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