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3322 N Key DR #1, North Fort Myers, FL, 33903

1beds
1baths
659sqft
$119,900
$182price/sqft
$1,057/moest. monthly cost
$42,280/yrincome needed

About This Home

Welcome to this well-maintained 1-bedroom, 1-bathroom condo in the desirable Palms at Waters Edge community. Offering 659 square feet of comfortable living space, this unit features brand-new hurricane impact windows, a new A/C system, stainless steel kitchen appliances, and a spacious bedroom with a walk-in closet and convenient stackable washer and dryer. The bathroom has been updated with a modern tile walk-in shower, and fresh interior paint adds to the move-in-ready appeal. Residents enjoy a riverside pool overlooking the Caloosahatchee River, scenic waterfront walking paths, BBQ and picnic areas, a fishing pier, and a Gulf-access boat ramp with no bridges. Conveniently located just minutes from the Downtown Fort Myers River District and Marinatown Yacht Harbour, offering waterfront dining, shopping, and entertainment. Perfect for a full-time residence, seasonal getaway, or investment opportunity.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
4/10
Caloosa Middle SchoolGrades 6-83.7 mi
5/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Microwave,Refrigerator/Freezer
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining - Living

Features

  • Smoke Detectors,Walk-In Closet(s),Additional Rooms - None
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 659
  • Total interior livable area: 659 sqft

Property

Details

  • Parcel number: 114424260000A.00A1

Features

  • Stories: 2
  • Pool features: Community
  • Has view: Yes
  • View description: Landscaped Area,River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: None

Lot

  • Lot size: 3,275 sqft
  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$100$1,200
Property Taxes $154$1,848
Electricity $197$2,366
Total$1,057$12,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,240/yr
40% on housing$31,710/yr
45% on housing$28,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$91
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$124,900
2025-11-20Listing removed$124,900
2025-11-19Listed for sale$124,900
2025-10-06Pending sale$124,900
2025-07-25Price change$124,900
2025-03-27Listed for sale$134,900
2019-03-27Listing removed$1,000
2019-03-11Listed for rent$1,000
2011-03-11Sold$52,000

For Sale by Agent

AgentSkyler Suarez
BrokerageHovland Realty, LLC

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