2091 Gardner Rd, Alva, FL, 33920
About This Home
Discover a rare and expansive 3-acre riverfront property on the scenic Caloosahatchee River. Located just minutes from all that Fort Myers has to offer, this prime location combines peace, privacy, and convenience. The existing home on the property will need a complete gut renovation or removal—making this a true blank canvas for your vision. Whether you dream of building a custom waterfront estate, creating a private retreat, or developing your own unique project, the possibilities are endless. With direct river access, gorgeous water views, and plenty of land to work with, this is your chance to own one of the area’s most desirable waterfront parcels. Opportunities like this are rare—don’t miss it
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Known Damage
- Year built: 1948
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,See Remarks
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Living/Dining Room,None,Other,None
- Window features: Single Hung
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,384
- Total interior livable area: 3,164 sqft
Property
Details
- Parcel number: 2843270000006.0000
- Lease amount: 0
- Zoning description: AG-2
- Horse amenities: Horses Allowed
Features
- Levels: Two
- Stories: 2
- Exterior features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Horses can be raised: Yes
Lot
- Lot size: 3.12 Acres
- Features: Dead End,Irregular Lot,Oversized Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Coastal Flooding
- Drought
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $373 | $4,476 |
| Property Taxes | $1,016 | $12,192 |
| Electricity | $318 | $3,821 |
| Total | $6,257 | $75,084 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-09 | Listed for sale | $899,900 |
| 2000-08-30 | Sold | $250,000 |
View on Zillow