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12597 Gemstone Ct, Fort Myers, FL, 33913

5beds
3baths
2,992sqft
$480,000
$160price/sqft
$3,667/moest. monthly cost
$146,680/yrincome needed

About This Home

WELCOME HOME! To this piece of paradise located in the Stoneybrook at Gateway Community. This beautiful well maintained 2 story home comes with 5 bedrooms, 3 bathrooms and over 2900 sqft of space and freshly painted. Enjoy breakfast while looking at the pond in your spacious kitchen, kitchen comes with Corian countertops, an island, breakfast bar and nook, plenty of cabinets for storage and brand new appliances with less than a year of use. This gem has plenty of amenities; formal dining room, florida room, very spacious bedrooms with spacious bathrooms, master bathroom has dual sinks, a walk in shower and a tub, 3 car garage with new garage door openers and epoxy flooring, carpet in bedrooms only, tile and laminate flooring throughout, washer and dryer, a 12,000 BTU connected generator that will connect everything in the house except the AC units in case of no electricity, screened in lanai facing the pond and spacious backyard perfect for family gatherings. There's plenty to do in the community; there's a community heated pool and spa, fitness center, aerobics room, children's playroom, restrooms with showers, game room, library, toddler playground, basketball courts, 2 tennis courts, hockey rink, soccer and baseball fields and there's even a beach-style volleyball court. Basic internet and basic cable included in the association fee. AC units replaced in 2022 and 2023. Hot water heater replaced in 2022.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Gateway Elementary SchoolGrades PK-52.3 mi
3/10
Lehigh Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Separate/Formal Dining Room,Dual Sinks,Pantry,Separate Shower
  • Window features: Other
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,659
  • Total interior livable area: 2,992 sqft

Property

Details

  • Parcel number: 314426270000D.0310
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio,Porch
  • Exterior features: None,Patio
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes

Lot

  • Lot size: 10,641 sqft
  • Features: Rectangular Lot,Pond on Lot
  • Lot size dimensions: 134 x 104 x 52 x 134

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$216$2,592
Property Taxes $723$8,676
Electricity $301$3,613
Total$3,667$44,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,725/yr
40% on housing$110,010/yr
45% on housing$97,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$271
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Price change$480,000
2025-08-16Price change$490,000
2025-05-15Price change$495,000
2025-03-25Price change$500,000
2025-03-20Listed for sale$515,000
2024-08-29Listing removed$515,000
2024-08-14Price change$515,000
2024-06-20Price change$525,000
2024-04-13Price change$536,000
2024-03-02Listed for sale$546,000
2007-12-28Sold$270,000
2006-02-27Sold$438,400

For Sale by Agent

AgentFelipe Alamo
BrokerageAce Realty & Associates, LLC

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