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876 Shirley St #1, Winthrop, MA, 02152

4beds
2baths
2,000sqft
$819,999
$410price/sqft
$5,583/moest. monthly cost
$223,320/yrincome needed

About This Home

Direct Ocean Front Living. Feel like you're on vacation every day! This spacious 2 level,7 room, 4 bed, 2 bath condo is located Directly on Yirrell Beach. The sand in your own back yard. Ocean breeze and sounds of the waves crashing onto the shore, are sure to relax you after a long day.Every day the the view is different. Featuring beautiful cherry hard wood floors, Family room, Formal dining room, ( Living room-could be master bedroom) the beautiful kitchen has cherry cabinets granite countertops, stainless appliances sliders to the large deck facing the sandy yard and Beach. This is one of a kind and Direct Ocean front living. All the rooms are large with plenty of character. Walk in closets and Laundry room make this for easy living. Bus line to the Blue line and Water shuttle into Boston is just a couple minutes away at the landing next to Winthrop yacht club. Marinas, shops and restaurants add to this great community. Don't miss out on this Opportunity to live Directly on a beach

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Winthrop Middle SchoolGrades 6-81.3 mi
5/10
Winthrop Sr High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Trash Compactor,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit,Gas Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet
  • Finished area below ground: 1,000
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 4643015
  • Zoning: res
  • Exclusions: Tenants Belongings,Front Room Chandelair

Features

  • Entry location: Unit Placement(Below Grade,Street)
  • Patio & porch: Porch,Deck - Wood,Deck - Composite
  • Exterior features: Porch,Deck - Wood,Deck - Composite
  • Has view: Yes
  • View description: Water,Ocean,Public Water View
  • Has water view: Yes
  • Water view: Ocean,Public,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Ocean,Bay,Frontage,Walk to,Public,Ocean,Direct Access,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$334$4,008
Property Taxes $709$8,508
Electricity $394$4,732
Total$5,583$66,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,417/yr
40% on housing$167,490/yr
45% on housing$148,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 02152$381
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02152$425
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$809,999
2026-07-09Price change$819,999
2026-05-12Listed for sale$829,999
2026-04-27Listing removed$829,999
2026-03-21Price change$829,999
2026-03-17Price change$839,999
2026-01-22Listed for sale$849,999
2025-12-01Listing removed$829,999
2025-08-08Price change$829,999
2025-07-31Price change$849,999
2025-06-25Listed for sale$859,999
2025-05-27Listing removed$849,999
2025-05-18Price change$849,999
2025-04-26Price change$859,999
2025-04-14Price change$869,999
2025-01-24Listed for sale$879,999
2025-01-01Listing removed$849,999
2024-10-28Price change$849,999
2024-10-10Price change$859,999
2024-09-13Price change$869,999
2024-08-23Price change$879,999
2024-08-01Price change$869,999
2024-07-31Listed for sale$875,999
2024-07-27Listing removed$875,999
2024-06-07Listed for sale$875,999
2006-07-03Sold$457,500

For Sale by Agent

AgentJames Iannuzzi
BrokerageAmo Realty - Boston City Properties

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