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403 E Adams St, Sandusky, OH, 44870

10beds
11baths
10,000sqft
$2,100,000
$210price/sqft
$15,724/moest. monthly cost
$628,960/yrincome needed

About This Home

Step into history with this stunning Historic residence expertly restored, beautifully furnished, and registered on both the National Register of Historic Homes and the Underground Railroad Network. Originally built in 1850 by Samuel Torrey, and later owned by Mayor Rush Sloane, this remarkable home embodies Sandusky's rich heritage. The opportunities are endless whether you envision a spectacular private residence or a thriving business venture. The first floor features a handicap-accessible bedroom and bath, while the third floor offers a self-contained living suite with three bedrooms, two full baths, a modern kitchen, and access to a widow's walk boasting panoramic views of Sandusky. Elegant features include beautiful hardwood floors, custom interior wood shutters, crown molding, and a new veranda off the library perfect for entertaining. Every inch has been thoughtfully updated during the meticulous renovation. Currently operating as a Bed & Breakfast, this property offers both timeless elegance and income potential. Don't miss your chance to own a true piece of Sandusky history!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

--
5/10
Sandusky Middle SchoolGrades 7-90.3 mi
3/10
Sandusky High SchoolGrades 8-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Up Access,Walk-Out Access

Bathroom

  • Features: High Ceilings
  • Level: Second

Bathroom

  • Features: High Ceilings
  • Level: First

Bathroom

  • Features: High Ceilings
  • Level: First

Bathroom

  • Features: High Ceilings
  • Level: First

Bedroom

  • Features: High Ceilings
  • Level: Second

Bedroom

  • Features: High Ceilings
  • Level: Second

Bedroom

  • Features: High Ceilings
  • Level: First

Bedroom

  • Features: High Ceilings
  • Level: Second

Bedroom

  • Features: High Ceilings
  • Level: Second

Bedroom

  • Features: High Ceilings
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 11
  • Full bathrooms: 9
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Features: High Ceilings
  • Level: First

Entry Foyer

  • Features: Chandelier,High Ceilings
  • Level: First

Features

  • Bookcases,Built-in Features,Chandelier,Crown Molding,Dry Bar,Entrance Foyer,Eat-in Kitchen,High Ceilings,High Speed Internet,See Remarks,Storage,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Shutters,Wood Frames
  • Number of fireplaces: 8
  • Fireplace features: Bedroom,Living Room,Other,See Remarks
  • Fireplace: Yes
  • Finished area above ground: 10,000

Great Room

  • Features: Vaulted Ceiling(s)
  • Level: Third

Heating & Cooling

  • Heating features: Forced Air,Gas,Hot Water,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,000
  • Total interior livable area: 10,000 sqft

Kitchen

  • Features: High Ceilings
  • Level: First

Laundry

  • Features: High Ceilings
  • Level: First

Library

  • Features: Bookcases,Built-in Features,Fireplace,High Ceilings
  • Level: First

Living Room

  • Features: High Ceilings
  • Level: First

Living Room

  • Features: High Ceilings
  • Level: First

Living Room

  • Features: High Ceilings
  • Level: First

Other

  • Features: Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Kitchen

Details

  • Parcel number: 5601187000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Pool features: None
  • Patio & porch: Porch,See Remarks
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Bay,City,Lake,Neighborhood,Panoramic,Water
  • Has water view: Yes
  • Water view: Bay,Lake,Water

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Corner Lot,Flat,Front Yard,Level,Few Trees

Parking

  • Parking features: Additional Parking,Drive Through,Direct Access,Driveway,No Garage,On Site,Open,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$1,517$18,204
Property Taxes $2,517$30,204
Electricity $1,072$12,870
Total$15,724$188,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$539,108/yr
40% on housing$471,720/yr
45% on housing$419,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 44870$116
Erie County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 44870$123
Erie County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-14Price change$1,999,000
2025-02-04Price change$2,400,000
2024-06-08Listed for sale$3,000,000
2022-05-14Listing removed--
2022-02-13Listed for sale$2,490,000
2022-02-01Listing removed$2,890,000
2021-08-17Listed for sale$2,890,000
2021-07-30Listing removed$2,895,000
2021-03-12Listed for sale$2,895,000
2015-09-29Sold$140,000
2011-05-26Sold$60,000
2002-10-24Sold$115,000
1999-05-25Sold$80,000
1997-01-03Sold$190,000
1994-07-15Sold$426,300

For Sale by Agent

AgentKaty Boscia
BrokerageBerkshire Hathaway HomeServices Professional Realty

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