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306 Whispering Pines Way, Fitchburg, WI, 53713

2beds
1baths
1,019sqft
$206,000
$202price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

Back on the market due to buyer's financing fell through. Bright & clean condo w/ desirable private entrance & in-unit laundry. Home has new vinyl flooring in the kitchen, dining room, bathroom. New carpet in the living room hallway and bedrooms. Spacious floor plan features open living/dining area, private deck with a storage room, kitchen with new appliances. Full bath has dual vanity and a custom walk-in shower. Even the electrical panel, outlets and heating elements have been replaced. You'll love the on-site swimming pool during the summer! Whispering Pines is located on 11 wooded acres & close to shopping, dining, & the Cannonball bike path. Great investment or start building equity today! Pets allowed w/ restrictions. See "Docs" for more info about property

Getting Around

22
WalkingCar-Dependent
39
TransitSome Transit
73
BikeVery Bikeable

Schools

3/10
Leopold Elementary SchoolGrades PK-50.4 mi
4/10
9/10
West High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer,Dryer,Water softener included
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81

Features

  • Walk-In Closet(s),At Least 1 tub,Internet -Fiber Available
  • Window features: Low Emissivity Windows
  • Flooring: Wood or sim. wood floors
  • Finished area above ground: 1,019
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Radiant,Zoned
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,019
  • Total interior livable area: 1,019 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Disposal,Microwave,Range/Oven,Refrigerator
  • Level: Main
  • Area: 48

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 060904160432
  • Zoning: RES

Features

  • Pool features: Community Outdoor Pool
  • Patio & porch: Deck/Balcony
  • Exterior features: Private Entrance,Unit Adj to Park/PubLand
  • Residential vegetation: Wooded

Parking

  • Parking features: 2+ spaces assigned,Outside,Asphalt,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,041$12,492
Home Insurance *$72$864
Property Taxes $281$3,372
Electricity $171$2,054
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 53713$200
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53713$244
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$206,000
2026-04-30Contingent$206,000
2026-04-23Price change$206,000
2026-03-16Listed for sale$210,000
2009-04-26Listing removed$89,900
2009-04-17Listed for sale$89,900

For Sale by Agent

AgentEric L Castleberg
BrokerageEXP Realty, LLC

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