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304 Saint Teresa Ter, Monona, WI, 53716

3beds
2baths
1,464sqft
$300,000
$205price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

VMR ($300,000 to $350,000). First show date 9/4/26. Delayed by Seller for staging and photography.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
Winnequah SchoolGrades PK-50.5 mi
4/10
Glacial Drumlin SchoolGrades 6-85.7 mi
7/10
Monona Grove High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer,Dryer,Water softener included
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Full Size Windows/Exposed,Walk-Out Access,Finished

Bedroom2

  • Level: Upper
  • Area: 117

Bedroom3

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),At Least 1 tub
  • Flooring: Wood or sim. wood floors
  • Finished area above ground: 960
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 260

Master Bedroom

  • Level: Upper
  • Area: 120

Property

Details

  • Parcel number: 071017466252
  • Zoning: R1
  • Exclusions: Seller's personal property.

Features

  • Patio & porch: Patio
  • Exterior features: Private Entrance

Parking

  • Parking features: 2+ spaces assigned,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$92$1,104
Property Taxes $392$4,704
Electricity $171$2,054
Total$2,171$26,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 53716$257
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53716$265
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2006-09-13Sold$160,000

Coming Soon

AgentAlex Lozano Rios
BrokerageReal Broker LLC

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