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38553 4th St E, Palmdale, CA, 93550

3beds
2baths
1,288sqft
$345,000
$268price/sqft
$2,438/moest. monthly cost
$97,520/yrincome needed

About This Home

PLEASE NOTE: This property is ONLY AVAILABLE TO QUALIFIED AND APPROVED PARTICIPANTS IN THE PLHA PROGRAM! (No Cash Offers accepted, no investor offers accepted, No Offers by anyone not qualified for AND USING the PLHA program). City of Palmdale's Permanent Local Housing Allocation (PLHA) to assist a low-income family with down payment assistance for purchasing property. Buyer MUST meet 80% income limit for HUD Area Median Income and provide 1% of the down payment funds. (NOTE: This property is ONLY available to buyers who are qualified for the program). Nice 3+2 located in established neighborhood close to all amenities with easy freeway access. This home features new garage door, roof repair, new air conditioner and interior and exterior paint. Please contact listing agent for offer process details.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Yucca Elementary SchoolGrades K-50.3 mi
2/10
4/10
Highland High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,None
  • Laundry features: In Garage,Gas Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 3008016902
  • Zoning: Residential - Buyer to Verify

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Slab
  • Fencing: Back Yard,Block,Vinyl

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$104$1,248
Property Taxes $192$2,304
Electricity $398$4,786
Total$2,438$29,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,588/yr
40% on housing$73,140/yr
45% on housing$65,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 93550$231
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 93550$300
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-17Listed for sale$345,000
2025-06-14Listing removed$425,000
2024-10-16Listed for sale$425,000
2024-07-16Listing removed$425,000
2024-03-22Listed for sale$425,000

For Sale by Agent

AgentMarvin J McKinnon
BrokerageKeller Williams Realty A.V.

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