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20325 87th St, California City, CA, 93505

5beds
3baths
2,918sqft
$465,000
$159price/sqft
$3,622/moest. monthly cost
$144,880/yrincome needed

About This Home

Seller is highly motivated and willing to assist with closing costs or help buy down the interest rate with the right offer.Rare opportunity to own a 5-bedroom, 3-bath Spanish-style home with a highly flexible layout and multiple private patios and balconies. Offering approximately 2,918 sq ft on a 10,000 sq ft lot, this well-maintained residence is designed for comfortable everyday living.The home features a large open kitchen with solid oak wood cabinetry and granite countertops, formal living and dining areas, and a spacious family room with fireplace. A main-level bedroom and full bathroom provide ideal flexibility for guests, multi-generational living, or a home office.Upstairs, the primary suite includes a soaking tub, walk-in closet, and private balcony, while select secondary bedrooms enjoy their own outdoor patio or balcony access. Additional highlights include central heating and cooling, tile and carpet flooring, an attached 3-car garage, and a covered backyard patio.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,918
  • Total interior livable area: 2,918 sqft

Property

Details

  • Parcel number: 20328110
  • Zoning: R1
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$195$2,340
Property Taxes $451$5,412
Electricity $625$7,508
Total$3,622$43,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,182/yr
40% on housing$108,660/yr
45% on housing$96,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 93505$145
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93505$195
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$465,000
2026-03-05Listed for sale$475,000
2025-08-20Listing removed$495,000
2025-03-21Listed for sale$495,000
2025-03-12Listing removed$495,000
2025-02-20Listed for sale$495,000
2025-02-13Listing removed--
2024-12-04Listed for sale$495,000
2020-08-14Listing removed$329,000
2020-03-02Listed for sale$329,000
2017-10-02Listing removed$294,900
2017-03-21Listed for sale$294,900
2006-11-03Sold$21,500
2006-07-05Sold$7,000
2005-12-21Sold$4,000
2005-08-08Sold$30,000
2005-04-05Sold$8,100

For Sale by Agent

AgentGilbert O. Pino
BrokerageMarloz Financial, Inc

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