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205 Highline Trl, El Cajon, CA, 92021

4beds
4baths
2,900sqft
$1,189,900
$410price/sqft
$8,126/moest. monthly cost
$325,040/yrincome needed

About This Home

A CUSTOM BUILT CASTLE AT THE TOP OF THE HILL WITH VIEWS OF LAGUNA MOUNTAINS AND SYCUAN . 4 BEDROOM 4 BATHS DETACHED ADU WITH KITCHEN AND BATH WITH ITS OWN ROOF TOP VIEW DECK ,BUILT 2005 2X6 CONSTRUCTION,OFF THE GRID OWNED SOLAR SYSTEM. KITCHEN BOASTS HIGH END STAINLESS APPLIANCES, GRANITE COUNTERTOPS TILE BACKSPLASH 6 PERSON ISLAND BAR INCLUDING 2 SETS OF WASHER AND DRYERS NEW CENTRAL HEAT AND AIR MASTER BEDROOM SUITE HAS SURROUND SOUND, JACUZZI BATHTUB WITH VIEW, MARBLE AND GRANITE BATHROOM HUGE WALK IN CLOSET THE GREAT ROOM IS FANTASTIC AND HUGE THIS IS TURLEY A MASTERPIECE FINISHED GARAGE WITH DIRECT ACCESS TO THE HOME RV PARKING AND ROOM TO PARK 15 CARS WHOLE HOUSE WATER FILTER AND SOFT WATER SYSTEM TANKLESS HOT WATER. EXTRA LARGE BEDROOMS WITH MIRRORED DOORS AND ATTACHED BATHROOMS ALL TV STAY . HUGE UNDER HOUSE STORAGE, FIREPLACE LED LIGHTING, ENERGY EFFICIENT WINDOWS, PUTTING GREEN ,FIRE SPRINKLERS, VIEW DECKS AND COVERED PATIO BUILT IN BBQ TURF GREEN LAWN IN BACKYARD, 6 BURNER GAS RANGE, SKY LIGHTS. VA FHA TERMS OK. PRE WIRED FOR CAR CHARGING IN THE GARAGE .

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

5/10
Crest Elementary SchoolGrades K-80.4 mi
6/10
Granite Hills High SchoolGrades 9-123.4 mi
4/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor/French Normandy
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Solar Panels,Washer,6 Burner Stove,Built In Range,Gas Stove,Barbecue,Gas Range,Built-In,Gas Cooking,Electric Water Heater,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Bathtub,Built-Ins,Ceiling Fan,Granite Counters,Kitchen Island,Living Room Balcony,Living Room Deck Attached,Open Floor Plan,Kitchen Open to Family Rm
  • Flooring: Carpet,Linoleum/Vinyl,Stone,Tile,Marble
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Gas
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,Wall/Window

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 5091411400
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 3 Story
  • Stories: 2
  • Pool features: N/K
  • Patio & porch: Balcony,Covered,Deck,Slab,Stone/Tile,Patio,Roof Top,Patio Open,Porch,Porch - Front,Porch - Rear
  • Spa features: Yes,Heated,Private,Fiberglass,Bath Tub
  • Fencing: Partial
  • Has view: Yes
  • View description: Evening Lights,Mountains/Hills,Panoramic,Valley/Canyon

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Direct Garage Access,Garage,Garage - Front Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,016$72,192
Home Insurance *$270$3,240
Property Taxes $1,219$14,628
Electricity $621$7,462
Total$8,126$97,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,605/yr
40% on housing$243,780/yr
45% on housing$216,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$301
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,299,000
2004-06-28Sold$237,000

For Sale by Agent

AgentJim Carmichael
BrokerageColdwell Banker West

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