See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18297 W SPENCER Drive, Surprise, AZ, 85374

2beds
2baths
1,401sqft
$354,900
$253price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

Step inside to discover updated flooring, warm gathering spaces, & charming architectural details throughout. Relax by the fireplace or enjoy your morning coffee in the delightful window seats--the perfect spot to curl up w/ a good book. Need extra space? The versatile den offers easy conversion to a third bedroom. Outside, the spacious private backyard provides plenty of room for a pool and endless possibilities for entertaining. The spacious primary retreat features a walk-in closet & walk-in shower, while additional amenities include an indoor laundry room w/ a custom barn door, wood shutters, covered patio, garage storage cabinets, & a paver driveway that enhances curb appeal. Located in Arizona Traditions' exclusive Retreat neighborhood, residents enjoy access to a private commu featuring a pool, spa, fitness/weight room, bocce ball courts, and a welcoming social atmosphere with ongoing card games, activities, and gatherings. This home offers the perfect combination of comfort, charm, and an active lifestyle in one of the community's most desirable neighborhoods.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-121.2 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Continental

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Disposal,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Double Vanity,Eat-in Kitchen,Breakfast Bar,Vaulted Ceiling(s),Pantry,3/4 Bath Master Bdrm,Laminate Counters
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,401
  • Total interior livable area: 1,401 sqft

Property

Details

  • Parcel number: 50376153
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 7,068 sqft
  • Features: Sprinklers In Front,Desert Back,Desert Front

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Wildfire
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance $84$1,008
Property Taxes $130$1,560
Electricity $216$2,603
Total$2,224$26,688

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$191
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$354,900
2026-05-04Listing removed$349,000
2026-02-25Price change$349,000
2026-02-12Listed for sale$359,000
2026-01-01Listing removed$365,900
2025-07-14Price change$365,900
2025-06-27Listed for sale$375,000
2024-03-20Listing removed$385,000
2024-02-08Price change$385,000
2024-01-20Listed for sale$395,000
2021-07-12Sold$350,000
2021-06-18Pending sale$310,000
2021-06-16Listed for sale$310,000
2012-04-21Listing removed$129,900
2011-11-15Sold$129,000
2011-11-10Listed for sale$129,900
2011-09-16Listing removed$129,900
2011-09-08Price change$129,900
2011-08-11Price change$139,900
2011-07-13Price change$149,900
2011-05-21Price change$130,000
2011-05-10Price change$133,000
2011-05-04Price change$138,000
2011-04-17Price change$140,000
2011-04-02Listed for sale$150,000
2007-07-30Sold$217,165

For Sale by Agent

AgentSusan M Bicknell
BrokerageColdwell Banker Realty

Similar Homes