509 E Saguaro Cir, Payson, AZ, 85541
About This Home
Welcome to your dream home nestled in the heart of Rim Country within the highly sought-after, picturesque town of Payson. Outdoor lovers will enjoy golf, fishing, hunting and hiking along with mild year-round weather. This captivating residence includes all city service along with comfort and elegance, offering a tranquil escape from the rigors of everyday life. At first glance, you'll be enchanted by the property's curb appeal, showcasing Northern Arizona's natural, low maintenance landscaped grounds among the pines. The strength of the landscape Castle Block System provides creativity featuring multi-level uses along driveway, and backyard, creating both privacy and a stunning connection to nature. Inside, engineered wood flooring throughout the main level creates a welcoming flow that perfectly complements the spacious living areas. A gas fireplace/fan serves as the centerpiece of the living room, adding warmth and charm. This 4 bedroom, 2 full and 2 half baths home blends modern design with thoughtful functionality. The flex dining area/office off the living room provides a great work from home space. The expansive 950 sq. ft. front decks provide breathtaking Rim views, perfect for morning coffee or evening gatherings. In the back, a screened patio with ceiling fan and TV offers a comfortable, shaded retreat ideal for relaxing or entertaining. The heart of the home is the impeccably designed kitchen, featuring solid stone countertops, Kraft Maid Maple hardwood cabinets with quiet-close drawers, and top-of-the-line KitchenAid and Whirlpool appliances. The spacious island serves as the focal point for culinary adventures. A three- car finished garage includes a generous storage area, a finished man cave, tool room and a 16-foot hobby bench and storage area... High ceilings and an open-concept layout enhance the home's sense of space, allowing natural light to fill every corner. Make this this exceptional property yours and enjoy the essence of Rim Country living. Complete security system with cameras and motion detectors on all corners along with interior security visible on your phone while traveling. H20 Concepts provides whole house water treatment along with Brizo lifetime plumbing. Rhino shields paint with 25-year transferrable warranty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Asphalt
- Construction materials: Stucco,Block,Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Multi Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Softener,Dryer,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 2
Features
- Kitchen-Dining Combo,Vaulted Ceiling(s),Kitchen Island
- Window features: Double Pane Windows,Skylight(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Living Room,Gas,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,554
- Total interior livable area: 2,554 sqft
Property
Details
- Parcel number: 30457219
- Zoning: RES
Features
- Patio & porch: Porch,Covered Patio,Screened Porch/Deck
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Trees/Woods,Panoramic,Mountain(s),City
Lot
- Lot size: 0.45 Acres
- Features: Cul-De-Sac,Hill Top
- Lot size dimensions: unknown
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,888 | $46,656 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $352 | $4,224 |
| Electricity | $270 | $3,245 |
| Total | $4,726 | $56,712 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Pending sale | $769,000 |
| 2026-04-10 | Contingent | $769,000 |
| 2026-03-13 | Listed for sale | $769,000 |
| 2026-01-27 | Listing removed | $774,000 |
| 2025-12-09 | Price change | $774,000 |
| 2025-08-16 | Listed for sale | $789,000 |
| 2005-06-27 | Sold | $79,000 |
View on Zillow